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Unsecured personal loans are a hassle free financial aid that is arranges quick funds to the borrowers without the need to present any form of security or collateral. They can easily approve the amount applicant's bank account within short time of application.

Educators and Administrators contact us frequently for scholarly articles and studies that can be referenced in applications for educational grants or federal funding for VoiceThread. Here we've compiled a list of these sources for research relevant to VoiceThread in Higher Education.

PDF report on performance of foster youth in K-12 education in California. Long (116 pages). From the PND description of the report... California public school students in foster care tend to underperform their peers on standardized tests and comprise a distinct at-risk subgroup, a study by the Center for the Future of Teaching and Learning at WestEd finds. Based on an analysis of statewide data from the 2009-10 school year, the report, The Invisible Achievement Gap, Part 1 (116 pages, PDF), found that only 29 percent of California foster care students in grades 2 through 11 scored at "proficient" or "advanced" levels on the state standards test in English, compared with 40 percent of students of low socioeconomic status and 53 percent of all students in the state. Similar achievement gaps were found in mathematics, with 37 percent of foster care students in grades 2 through 7 testing at "proficient" or above, compared with 50 percent among low-SES students and 60 percent statewide; and between 12 and 13 percent testing at proficient or above in high school Algebra I and II, well below the 23 percent and 32 percent among low-SES students and statewide. Youth in foster care, who have the lowest rates of participation in California's statewide testing program, also are more likely to be African American, to be classified with a disability, to change schools during the academic year, and to be enrolled in the lowest-performing schools. Funded by the Stuart Foundation, the report also found that students in foster care have a single-year dropout rate of 8 percent - nearly three times the statewide rate of 3 percent and well above the 3 percent to 5 percent rate among other at-risk groups. In 2009-10, students in foster care also had the lowest high school graduation rate among at-risk groups, 58 percent, compared with 79 percent of low-SES students and 84 percent of all students in the state. "These findings help all of us understand that we have a long way to go

An excellent debate about whether federally funded vouchers are a good idea to continue in Washington, DC.

This New York Times article describes the business idea of three Harvard alums who have partnered together to offer a different type of loan services, Unithrive, to current Harvard students. Just launched a few months ago, Unithrive aims to link Harvard alumni whith current students who need extra help in paying for school or other outside activities such as test preparation for the GRE or MCAT as well as funding for abroad travel. The article further describes this business venture which offers interest-free loans up to $2,000 for currently enrolled students. The main goal of this program is to link alumni with students and serve as another way alumni can keep involved with the school and get to know students on a more personal level.

Reed College, a private institution of higher education located in Portland, Oregon has been forced to change how they accept potential students for the 2010-2011 school year. Financial aid is running out, and the college has faced the difficult decision of admitting students who can only afford attending the school without help from additional funds. Faced with a decreasing endowment, the college is looking at other means of cutting costs without drastically changing the schools' academic mission. Admitting students who are financially secure dramatically changes the student body of Reed College. The article further describes the financial hardship this school is facing, such as submitting to hiring and salary freezes among other cost-cutting measures.

NJ Courts have changed the way funding will be distributed to schools.

The benefits of afterschool programs are discussed in this article, including funding issues and risks for younger students who are unsupervised between the end of school and when their parents get home from work. Although the benefits of afterschool programs are widely known, many parents choose not to enroll their children in these programs for various reasons.

In addition to the discussion we were having about marketable majors and careers, I find this article about financial professionals transitioning into teaching incredibly interesting. This article details a program called "Traders to Teachers", a grant that is federally funded that allows professionals with extensive experiences in financial fields to transition into math teachers in secondary schools. In addition to helping ease the need for mathematics teachers, this also sends a great message to students about future careers and puts emphasis on having strong math skills.

Superintendents on Twitter-While still relatively rare, there's a growing number of state and school district superintendents coming out of the closet on Twitter. We need their voice and "out-loud leadership" in the school reform and funding debates. Here's a list that hopefully keeps growing:

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