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Some situations crop up, when you are not able to pay bills on time, got late for making the repayment, misses the payment and other such defaults that directly affect your credit rating and put it in a negative condition. Not only has this, bad or low credit rating affected virtually every aspect of your life by making it back breaker for you to get credit. To put it simply, bad credit scores can affect several things in your life that listed below for your convenience to understand.

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