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The advantages and disadvantages of purchasing a verified paypal account should be carefully considered before making a decision. While buying an already verified account provides instant access to all of paypal's features, saving time and building trust with buyers, the risks involved in terms of potential scams and the added cost may outweigh the benefits. It's best to weigh the pros and cons and determine if a verified paypal account is worth the investment.

You're probably something of an expert in your own field-and that field probably isn't insurance or annuities. How, then, can you work through the minefield of clauses, guarantees, and pages of small print? Here are nine ways to start. While you may feel uncomfortable doing this, you're the one putting down thousands of dollars, and you have every right demand this. Remember: caveat emptor! It's the buyer who must beware; you must protect yourself. Ultimately, the language in the annuity contract is what matters, but it doesn't hurt to memorialize your verbal agreement with the agent in writing. Hopefully your agent is totally honest and will help write the agreement, and both parties can sign and date it. If the agent starts to waffle, trust your instincts.