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"By Marc Gauvin Copyright © 05/2015 Reproduction expressly granted provided attribution is given and original link is provided. Qua ab initio non valent, ex post facto convalescere non possunt. (what initially is invalid cannot be made valid subsequently) With the upcoming threat of Greek default and the panic that will ensue this article is critical. Understanding the real nature and full scope of money and finance is crucial, as in doing so, we see how artificial the crisis is and why there really is no valid criteria or logic in the proposed austerity."