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SMAC is upsetting the domain. No CIO dialogue is accomplished devoid of considering influence of SMAC on industry and business. Rapid developments in this technology pile are accumulating value to complete breadth of businesses and industries. Rewards are several and appear very captivating, with assurances being made as big as - forecasting future (Analytics), accessible everywhere (Mobile), everything is so easy and networked (Social), and at a very low cost (Cloud). This fresh technology pile has begun changing tomorrow's organization and has influence on every part of a business, therefore consequently on the every software applications being utilize inside the company and by the company.

Fraud analytics is the fastest growing technology in the global online payment fraud detection market owing to the increasing adoption of AI in online payment fraud detection solutions. Continuous advancements in technologies is leading fraudsters to use sophisticated tools resulting in challenging environment for enterprises to prevent themselves from fraud incidents. Hence, due to the need for real-time information, vendors have introduced technology-based online payment fraud detection solutions, which are more capable and intelligent.