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Free download of 750+ page expert Due Diligence Guidelines developed as an initiative of Hong Kong sponsors to promote standards in the conduct of due diligence for new Hong Kong listings, particularly relevant to Chinese companies, with a view to maintaining the integrity of the Hong Kong market and to assuring the quality of information disclosed in IPO prospectuses. The DD guidelines were developed in the light of the new Paragraph 17 of the Code of Conduct for Persons Licensed by or Registered with the Securities and Futures Commission, which sets out the standards and certain procedures, taken together with the requirements of the Hong Kong Stock Exchange Listing Rules, expected by the SFC of sponsors in the conduct of a due diligence to support IPOs in Hong Kong, an important reference point to guide sponsors and Hong Kong professionals as sponsors' work is ultimately to be judged "based on what a sponsor's peers would consider objectively appropriate having regard to all relevant facts and circumstances at the time of making a listing application". Also with the additional benefit of serving as an educational tool for less experienced market practitioners or those who come to Hong Kong from other jurisdictions.

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The Latest Figures on Current VA Loan Rates. The interest rates for the mortgage that the Veterans Affairs Department guarantees have these figures, as of June, 2013.

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Zurich Private Capital Inflation is simply a measure of how prices are increasing. But the problem is as prices rise, the amount you can buy with your money decreases. So unless the returns you are receiving on your savings is above inflation then the spending power of your savings is being reduced. While low interest rates are good for borrowers, when inflation remains high; it come at a price for savers especially as the average savings account is doing much less than 2.8%.

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