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The Negative Impact of Employee Poor Personal Financial Behaviors on Employers Author: E. Thomas Garman, Irene E. Leech and John E. Grable This article demonstrates that there are substantial costs to employers caused by the stresses associated with poor personal financial behaviors of employees. Approximately 15% of workers in the United States are currently experiencing stress from poor financial behaviors to the extent that it negatively impacts their productivity. The proportion of workers experiencing financial problems that negatively impact productivity for a single employer could range as high as 40 to 50% depending upon certain factors. The costs of reduced employee productivity because of poor personal financial behaviors are substantial. The full extent of the costs to employers is unknown. Key Words: absenteeism, employee assistance program, employee productivity, personal financial behavior, stress, substance abuse

The 5K Run/Walk for Freedom benefits International Crisis Aid's Safe Campaign. The Safe Campaign is ICA's global response to help end s*x traffic*ing both in the U.S. and around the world. ICA has been rescuing and rehabilitating victims of s*x traffic*ing ages 4-21 since 2006. ICA currently operates 7 Safe Homes and has rescued 127 girls. 5K Run/Walk for Freedom Saturday, September 11, 2010 Washington University in St. Louis Registration: $30 (for adults and children) Check-in will begin at 8:00am, the Run/Walk will begin at 9:00am Registration will be accepted by mail and online: www.crisisaid.org