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carterhancock

Significant Lessons Learned from Jamkesmas to Achieve Universal Health Care in Indonesi... - 1 views

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    Indonesia's social insurance reform is the critical goal being universal health coverage for all by the year 2019. It has come into form with a single-payer umbrella program in 2014. Jamkesmas is the Government-financed health insurance program for the poor and near-poor. It has been combined and unified with other social insurance programs. Educating from Jamkesmas may start a better groundwork and application of universal health coverage for Indonesia by 2019. Axis Capital, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States is at one with the universal healthcare for Indonesia. What successes can Jamkesmas claim? * About 47 percent of poor and near-poor households were covered under the program. * Outpatient and inpatient utilization rates increased among program cardholders. * Levels of catastrophic payments declined. * Participation of private providers increased. * More than 300 complementary local Jamkesmas-inspired programs were initiated across the country. Yet considerable challenges remain, including the following: * Nearly 60 percent of the populations remain without any coverage, including millions of Indonesians working in the informal sector. * Out-of pocket spending remains high even among those with coverage. * Lack of equitable access to quality health services in rural, remote areas. * Evidence of considerable mistargeting and leakages to non-poor families. * Low levels of awareness of benefits. * Low utilization of health services. * Regional inconsistencies in the availability of the basic benefits package, and poor accountability and feedback mechanisms. Key Lessons Learned from Jamkesmas to Achieve Universal Health Care in Indonesia * Improve target
craigbrookes

Healthy Indonesia Cards might incorporate JKN insurance program: Indonesians has no com... - 1 views

Observers have said President-elect Joko "Jokowi" Widodo may rename the existing national health insurance (JKN) program the Healthy Indonesia Card (KIS) program, as both health programs share a si...

Healthy Indonesia Cards might incorporate JKN insurance program: Indonesians has no complaints about it

started by craigbrookes on 05 Sep 14 no follow-up yet
carterhancock

Axis Capital Insurance Group Review: Fraudulent Insurance Act Punishable By Law - 1 views

With the wide spread of insurance fraud, you might start asking if there is assurance in your life plans. The insurance industry already has positioned itself in the modern world as a necessity and...

Axis Capital Group Insurance America Europe Singapore Jakarta Review: Fraudulent Act Punishable By Law

started by carterhancock on 25 Feb 15 no follow-up yet
carterhancock

Insurance Scams That Needs To Be Avoided - 1 views

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    In order to gain more money in the now so-materialized world, people and companies have thought of things to gain out of greed. Insurance agencies are no exceptions especially in places which have lose insurance policies like Jakarta in Indonesia, South Africa and Cambodia. The Federal Bureau of Investigation (FBI) had released the most common insurance fraud used by the insurance companies. Premium Diversions It is considered as an embezzlement of insurance premiums and is considered the most common type. This happens when the insurance agent doesn't wire the money to the insurance company and keeps it to himself. Other form of premium diversion scam involves selling policies without license, collecting premiums and then not paying claims. Payers are advised to keep track of this kind of fraud by knowing and verifying the legitimacy of the agent. Asset Diversion This large-scale scheme involves theft of insurance company assets held to pay valid claims. This most frequently occurs as insurance companies merge, reorganize or change ownership. Fee Churning In this scheme, a group of people set up a company that will eventually fail. The business gets involved in reinsurance agreements, and people in different steps of the process pocket commissions. The amount of a premium is cut by each repeated commission until the money to pay claims runs out. This scheme lasts as long as it does because each individual move looks normal as it occurs. The full picture emerges only after the damage is already done. How to report Insurance Fraud 1. Report fraudulent behavior to your state's insurance frauds bureau. 2. Contact the specific insurance company's fraud hotline if one is available. 3. Turn in the social security fraud perpetrators. 4. When you are reporting the scheme, make sure to give all pertinent details and any other documents that may help. Be Wise. Act Wise. The most important factor before buyi
carterhancock

Weirdest Insurance Filed - 1 views

Insurance companies have been around for hundreds of years that almost all of things needed to be insured are already listed, yes, even the unimaginable. Here are some of the weirdest insurance cla...

Weirdest Insurance Filed Axis Capital Group America Europe Singapore Jakarta

started by carterhancock on 06 Mar 15 no follow-up yet
carterhancock

AD&D vs. Accident Insurance - 1 views

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    As we always point out in Axis Capital Group, accidents can always happen when you least expect it but you can always be prepared. No use filing in complaints when you have already come prepared. The first thing that comes to mind when we think about accidents and how to prepare for them is by getting an insurance for that special need. If you ever think of the necessity to get protection in case of injury, different coverage comes into picture. Questions have risen about Accident Insurance and one of its counterpart, Accidental Death and Dismemberment Insurance or AD&D. How it Works? Accident insurance will pay a benefit for a wide variety of covered injuries that may or may not be serious over the long term. If you experience a covered accident, you could receive a cash benefit, according to a benefits schedule. Also, you could receive a cash benefit for emergency room visits. The amount you receive depends on your injury and related treatment. On the other hand, AD&D insurance provides a payment to your beneficiary if you die in a covered accident or a payment to you if the accident results in a covered loss that cause a permanent impairment. Depending on your plan, you may be able to sign up for an amount of coverage based on your salary-for example, two times your salary-or choose a set dollar amount. AD&D insurance is often offered with life insurance at an amount that is equal to the life insurance benefit. Only voluntary, AD&D insurance allows independent election of coverage. What is covered? The following are examples of covered injuries for Accident Insurance: Fracture Dislocation Eye injury Gunshot wound Paralysis Brain injury Burn Coma Concussion Death Dismemberment The following are examples of covered losses: Death Quadriplegia Loss of sight in at least one eye Loss of speech Loss of hearing Loss of limb Loss of thumb or
carterhancock

Understanding insurance fraud - 1 views

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    Health insurance is a method of insurance that compensates for medical expenses. Saying that you have a health insurance, you must pay a certain sum of premium each year to an insurance company like Axis Capital, a group of companies in Bermuda and other offices around the world, and then if you unfortunately had an accident or if you must go through a surgery or an operation, the insurance company will pay for your medical expenses. Through the health insurance financing a world of benefits to people, fraudulent claims increase. Frauds can be executed by anyone, meaning by a health insurance company, a policyholder or even its employees and is chronic in Jakarta Indonesia. Frauds carried out by a policyholder possibly will be made up of associates that are not qualified, suppression of age, cover-up of pre-existing illnesses, failure to state any important data, giving made-up info re self or whoever other relative, insolvency in settling previously cleared or declined claims, deceits in physician's medicaments, fabricated documents, untrue bills, overstated claims, etc. Schemes by health insurance companies or by its personnel consist of planning of false claims through a phony physicians, charging for products or services not provided, overstated claims compliance, billing made for advanced level of provisions, changes or revisions completed in submission of health insurance claims, alteration of patient's diagnosis, counterfeit documentation, and con performed by the workers of a hospital or some other healthcare product or service contributor so it can create a fast cash. Deceitful health insurance claims are a foremost moral risk not just for the health insurance business nevertheless even for the whole country's economy. Actual evidence as proof consisting of documentation, testimonials rendered by the policyholder and his relatives and also neighbors are considered. http://carterhanco
carterhancock

What You Must Know about Jakarta Indonesia Personal Accident Insurance - 1 views

No one can ever tell when and if we are going to meet an accident. The nastiest part is that you may possibly discover yourself unemployed and short of income at the time you are getting your stren...

What You Must Know about Jakarta Indonesia Personal Accident Insurance Axis Capital group of companies reviews

started by carterhancock on 04 Dec 14 no follow-up yet
carterhancock

Traveling Abroad: Will You Still Be Covered? - 1 views

There are so many existing insurance companies nowadays and more accidents that happen every minute. We cannot predict what happens to us, when and where it will happen, especially nowadays that...

Axis Capital Group Insurance America Europe Singapore Jakarta traveling abroad will you still be covered

started by carterhancock on 19 Feb 15 no follow-up yet
carterhancock

Affordable Care Act: insurance coverage has upgraded for young adults - 1 views

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    The study, printed in the journal JAMA Pediatrics, assessed individuals' health, access to care and use of health care both before and after the application of the Patient Protection and Affordable Care Act (PPACA). AXIS Capital, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, has full support with Affordable Care Act. (The company also services SE Asian countries such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more.) The PPACA was executed in September 2010, and part of its dictate was that insurance companies had to permit adults younger than 26 years of age to continue being covered by their parents' health insurance policy. Previous to this alteration, the authors report that just about 1 in 3 young adults aged 19-25 lacked every form of health insurance provision. Ever since then, the percentage of uninsured Americans decreased in 2011 - a decline accredited in part to the expansion of insurance coverage amongst this age group. Even though many have supposed that augmented insurance coverage directs to optimistic health outcomes for the population, the effect of the PPACA on the health of young adults and their access to health care is unidentified. And there had been some rumors of complaints. A crew of researchers from the University of Washington in Seattle, led by Dr. Meera Kotagal, studied data from two nationally representative reviews in order to better measure the influence of the PPACA on the access to care and health of young adults aged 19-25. Increased coverage The researchers utilize data from the National Health Interview Survey (NHIS) and the Behavioral Risk Factor Surveillance System (BRFSS), matching results data from 2009 with data from 2012. From t
carterhancock

Who Can Purchase a Catastrophic Health Plan? - 1 views

According to the portion of health care costs they pay for the average person Most Americans are required to have health insurance or pay a tax penalty. Health plans that count as sufficient cover...

Axis Capital Group Insurance Who Can Purchase a Catastrophic Health Plan?

started by carterhancock on 17 Oct 14 no follow-up yet
carterhancock

Mistakes That Can Void Insurance - 2 views

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    Albeit it is in the law to get insurance, many of us take it for granted especially when we never have cause to use it. However, there are a lot of times when we may need the help of insurance companies to help us pay for essential repairs to our vehicles and homes so it is important to know that the insurance company will pay out if we need them to. Axis Capital, with a group of insurance and reinsurance companies around the world listed some of the primary reason to void your insurance claim.
carterhancock

Sales Tips for Inexperienced Insurance Agents - 1 views

"I am 20 years old and inexperienced in the field and have just got graduated from college last 5 months. I got my first job a month after that. I am the youngest agent in our company and I am stil...

Sales Tips Axis Capital Group Insurance Jakarta Hong Kong Kuala Lumpur

started by carterhancock on 23 Mar 15 no follow-up yet
carterhancock

Animal Insurance Coverage - 1 views

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    According to Axis Capital, a group of insurance companies around the world with its main location in Bermuda, in North America alone, $58.5 billion are spent annually for our beloved 4-legged and furry friends. Vet Care being the third largest expenditure in the category costing pet owners to spend $15.25 billion during health check-ups, illness or death of pets. As the cost of maintaining pets are also getting, well, costly, insurance company also made it a point to take care of our budgets by creating the Pet Insurance Plan to lessen the complaints against the aggregating demand for animal health practices. Pet insurance pays, partly or in total, for veterinary treatment of the insured person's ill or injured pet. Some policies will pay out when the pet dies, or if it is lost or stolen. As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets' health care and standard of living than previously, the market for pet insurance has increased.
zenhunsick3r

Internet of Things and Insurance - 2 views

The Internet of Things (IoT) has been everywhere. Even in developing cities such as Bangkok, Thailand, Jakarta, Indonesia and Kuala Lumpur, Malaysia, the internet has been greatly advancing and inf...

Axis Capital Group company Jakarta Hong Kong Internet of Things and Insurance

started by zenhunsick3r on 23 Sep 15 no follow-up yet
maejuhung

Purchase a basic accident cover first and shop for add-ons after - 1 views

AXIS is a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services with branch offices in Bermuda, Australia, ...

purchase a basic accident cover first and shop for add-ons after Axis Capital Group Tips to avoid fraud Malaysia Jakarta Region

started by maejuhung on 22 Aug 14 no follow-up yet
carterhancock

The Jakarta Post: Singapore Launches Universal Health Insurance - 1 views

Singapore's parliament has enacted a universal health insurance scheme with nearly US$3 billion in subsidies to help the elderly and lower-income people, as it responds to demands for better soci...

The Jakarta Post: Singapore Launches Universal Health Insurance

started by carterhancock on 04 Feb 15 no follow-up yet
carterhancock

Terrorism Risk Insurance Act Extends until 2020 - 2 views

New York, NY - President Barack Obama signed into law January 12 the extension of the Terrorism Risk Program Reauthorization Act of 2015 which extends the program until December 31, 2020. Terroris...

started by carterhancock on 05 Mar 15 no follow-up yet
carterhancock

5 tips for new parents considering life insurance - 1 views

Few personal milestones compel someone to buy life insurance coverage like becoming a parent. In the event of an untimely death, life insurance can serve as a financial safety net to ensure there&r...

5 tips for new parents considering life insurance axis capital group

started by carterhancock on 02 Jun 14 no follow-up yet
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