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carterhancock

Axis Capital, Bermuda: A history of healthcare in Indonesia - 1 views

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Axis Capital Bermuda: A history of healthcare in Indonesia

shared by carterhancock on 09 Sep 14 - No Cached
  • carterhancock on 09 Sep 14
     
    Local governments initially started carrying health insurance back in 2003 when Megawati Soekarnoputri’s government presented the Health Service Insurance for Poor Families program, or JPK-Gakin. The notion was for district managements to apply their personal community health insurance schemes in line with local requirements. Nevertheless, limited programs ever actually got off the ground before Susilo Bambang Yudhoyono’s new government presented a bill that laid the foundation for a nation-wide program and made JPK-Gakin redundant, Law no. 40/2004 on a National Social Security System (SJSN). Simultaneously, Yudhoyono’s government announced a program to run free, however basic, healthcare to the poor - Askeskin (health insurance for the poor), which was substituted in 2008 by Jamkesmas (community health insurance). Certain regional administrations put up a round. In 2005, East Java’s government led a test at the Constitutional Court demanding that SJSN gave the central government a monopoly on social service provision and broke the constitution and Law no. 32/2004 on Regional Governance. The court approved that SJSN did not stop local governments from emerging their own social security programs, as well as for healthcare. Ever since, the quantity of local health insurance programs has increased year on year. One of the groundbreaking systems was Jaminan Kesehatan Jembrana (JKJ) presented in 2003 by Gede Winasa, the head of Jembrana district in Bali. According to this scheme, all members of JKJ, may they be poor or non-poor get free pri
carterhancock

Axis Capital Group - 1 views

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Axis Capital Group insurance in Jakarta review Life Insurance-How Much Is Enough?

shared by carterhancock on 22 Jan 15 - No Cached
  • carterhancock on 22 Jan 15
     
    You are probably aware of the importance of having enough life insurance coverage to handle the financial contingencies that may affect your family in the event of your death. If you are still not convinced, read on Axis Capital Group in Jakarta at Axis Capital, a group of companies with branch offices in Bermuda and around the world, official website. Determining the necessary amount of life insurance can be complicated. One general rule of thumb is that you should have enough coverage to equal five to ten times your annual salary. However, you should determine the "right" amount of life insurance coverage for you and your family with a careful "needs analysis" rather than using an arbitrary formula. The needs analysis approach incorporates an evaluation of your family's most important financial obligations and goals. This leads to planning insurance coverage to help address mortgage debt, college expenses, and future family income, as well as to provide liquidity for meeting future estate tax liabilities and to avoid frauds too. Mortgage Debt The first point worthy of consideration, review whether your life insurance precedes will be sufficient to help pay the remaining mortgage on your home. If you are carrying a large mortgage, you may need a sizable amount. If you own a second home, that mortgage should also be factored into the formula. College Expenses Many people want life insurance proceeds large enough to help cover their children's college, and possibly graduate school, expenses. The amount needed can be roughly calculated by matching the ages of your children against projected college costs adjusted for inflation. This calculation should be revised periodically as your children get closer to college age, and it may be a good idea to be as conservative as possible when estimating long-t
carterhancock

Axis Capital Group Insurance in Jakarta Review: Underwriting Your Future Needs - 1 views

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Axis Capital Insurance of companies in Jakarta Group Review Underwriting Your Future Needs

shared by carterhancock on 23 Jan 15 - No Cached
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  • carterhancock on 23 Jan 15
     
    Insurance implies preparing for the future's needs and exigencies. While every person or company still has the resources and the energy to raise ample funds, investing in the future through insurance coverage can be one of the wisest decisions to make. But not every insurer has the expertise to provide you with excellent coverage. AXIS Group Insurance is one of the few excellent companies which many have learned to trust.     Located in one of the most dynamic trade, cultural and tourism centers of the world, AXIS Capital Group Insurance is an international insurer and reinsurer company operating in Hong Kong and in the whole of Asia, serving their clients' and distribution partners' need for various custom-tailored risk-transfer products and services. The wide range of choices provided by AXIS not only separates it from commonplace insurers; its top-quality, expert teams handling underwriting, claims, modeling and actuarial tasks, also widen and heighten the client's knowledge and experience in the insurance process. AXIS has developed a company professional culture based on establishing and preserving an "ethical, entrepreneurial and disciplined culture that promotes outstanding client-service and intelligent risk-taking." World-standard insurance coverage and capital strength are the prime concerns of AXIS Group Insurance. Its wide portfolio of unique products customized for the client's goals provide solutions to the present economic challenges. Among the products and services AXIS Insurance caters are the following: Property and Casualty Professional Lines Terrorism, Marine, Energy, Aviation, Credit & Political Risk Environmental, Surety, Accident & Health
carterhancock

Choosing the Right Policy - 1 views

You may be thinking that it is easy to find the best-value travel insurance policy, you will just have to go to a price-comparison website and buy the cheapest, but it isn't that easy. Here is t...

Axis Capital Insurance group of companies Jakarta reviews Choosing the right policy

started by carterhancock on 19 Nov 14 no follow-up yet
carterhancock

Axis Capital Group - 1 views

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Axis Capital Group Insurance: Tips to conserve an energy efficient home

shared by carterhancock on 07 Oct 14 - No Cached
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  • carterhancock on 07 Oct 14
     
    AXIS Capital, is a group of Insurance companies based in Bermuda, London, Dublin, Canada, Australia and Singapore (servicing SE Asian countries as well such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more) who underwrite Energy Insurance provides you these tips in maintaining an energy efficient home. Heating your home * Save the heat in! Enhance your home's insulation and make it more sealed while making sure there is right ventilation. Caulking and weather stripping are cheap methods to decrease air escape from you home. * Open the drapes or blinds and allow the sun in throughout the day to help warm the home and close them when the sun sets. * Consistent maintenance of your heating system is essential for both effectiveness and security. Ensure it is done annually. * Tidy or change your heater filter no less than every three months for the duration of the heating season. Improving air circulation * Ensure not anything is blocking your heating vents. * Use ceiling fans to help spread heat all over the house. One placed near a gas fireplace will make valued hot air down into the living area. * Maintain your basement fairly warm. The heat will escalate to the other floors of your home. * Close the chimney damper every time you're not using the fireplace. * Clean and vacuum dust or pet hair out of your warm air registers. The thermostat Setting up a programmable thermostat might save you money on your heating fee. Reducing the thermostat at bedtime and prior to leaving the house decreases your energy utilization without affecting your comfort. Fireplaces Old-style wood fireplaces pull significant heat out of the house, while gas fireplaces with sealed units make the most of heat use since firmly fitted glass doors and outdoor air intakes help increase fireplace efficiency. Air conditioners * Tidy your room air conditioner filter at least one time in a season. A dir
carterhancock

About AXIS Capital - Accident & Health Axis Capital Group Hartford Jakarta Indonesia Ka... - 1 views

Our highly experienced underwriting, claims, modeling and actuarial teams have a breadth and depth of knowledge that distinguishes us in the industry. Clients around the globe value our expert unde...

Specialty Insurance Axis Capital Group Singapore Jakarta Indonesia Bermuda

started by carterhancock on 19 May 14 no follow-up yet
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carterhancock

6 Million Legal Immigrants May Get Health Coverage via New Law - 2 views

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Axis Capital Insurance group of companies Jakarta tips 6 Million Legal Immigrants May Get Health Coverage via New Law

shared by carterhancock on 31 Oct 14 - No Cached
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  • carterhancock on 31 Oct 14
     
    The Affordable Care Act (ACA) does not increase access to health insurance for undocumented immigrants however may lead for many legal immigrants who have concern earning this crucial coverage, completes a report released by the George Washington University School of Public Health and Health Services (SPHHS). The report summaries the breaks in addition to the duties that the federal health reform law will transport to legally present immigrants, people who have gotten green cards or visas permitting them to work, live and study in the United States. AXIS Capital, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, has in full support with Affordable Care Act. (The company also services SE Asian countries such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more.) "Most people do not realize that legal immigrants currently face many obstacles to obtaining health insurance," said Leighton Ku, PhD, MPH the author of the new report and director of the Center for Health Policy Research at SPHHS. "Such immigrants are three times as likely to be uninsured as those born in the United States." Without health coverage, they - like other uninsured Americans - often delay or never get potentially life-saving health care, he said.
nathanarnold

Psychiatrists less likely to accept insurance than other physicians - 2 views

According to a study by Tara F. Bishop, M.D., M.P.H., of Weill Cornell Medical College, New York, NY, and colleagues, insurance acceptance rates are lower for psychiatrists than for other types of ...

Axis Capital group of companies Psychiatrists less likely to accept insurance than other physicians

started by nathanarnold on 03 Nov 14 no follow-up yet
carterhancock

Identifying Seller - 3 views

There are a lot of differences of seller fraud; however, they altogether base over four basic varieties. The premium theft setup is when the insurance representative receives premiums, however, ...

Axis Capital Insurance group of companies Jakarta fraud reviews Identifying Seller

started by carterhancock on 12 Dec 14 no follow-up yet
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carterhancock

Identifying Buyer Fraud - 1 views

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Axis Capital Insurance group of companies Jakarta buyer fraud reviews

shared by carterhancock on 15 Dec 14 - No Cached
  • carterhancock on 15 Dec 14
     
    Buyer fraud has a lot of various faces, nevertheless, their common ground is dishonestly. Staging an accident is a type of fraud for example, when travelling in Jakarta, Indonesia and you made up a fake accident claim an insurance is a scam. Fabricating medical history is one of the most usual type of insurance fraud next is the above example. By excluding information like a smoking addiction or a pre-existing illness, the buyer wishes to contract the insurance policy for cut-rate compare to he would have otherwise pay. Postdated life insurance means a policy that has been settled once the passing away of the individual being insured, however, looks to have been issued prior to death. This kind of deceit is generally completed with the assistance of an insurance representative. It is moreover one of the effortless kind of con for insurance companies to spot, as record keeping has come to be more strict. Insuring individuals you shouldn't be covering, in anticipations that they will pass away, creates deceit. Insurance is created with the notion of protecting individuals from financial loss, therefore manipulating it to bet on lives for a financial profit is a corruption of the system. This consists of viatical settlements, which unite non-insurable interest with fabricated policies from the terminally ill. For more, check out Axis Capital Group property insurance scam reviews at Axis Capit
carterhancock

Medical Liability and Reinsurance - 1 views

Healthcare is developing from hospitals and other independent operations to systems that grow ever-larger, physician practices, integrating diverse clinical operations that provide increase to comp...

Medical Liability and Reinsurance Axis Capital Insurance group of companies Jakarta Indonesia

started by carterhancock on 10 Dec 14 no follow-up yet
carterhancock

Why You Need an Insurance against Accidents and How to Buy One - 1 views

You have a huge life insurance cover with a term plan to protect your family's financial future. You also have a complete health insurance plan to pay your hospital bills. Your car is insured agai...

Axis Capital Group Tips to avoid fraud Malaysia Jakarta Region Why You Need an Insurance against Accidents and How Buy One

started by carterhancock on 26 Aug 14 no follow-up yet
carterhancock

Be careful, travel safely, and get a personal accident insurance - 1 views

community.justlanded.com/...s-Accident-Health-Axis-Capital

Personal Accident Insurance Axis Capital Group Tips to avoid fraud Malaysia Jakarta Region

shared by carterhancock on 27 Aug 14 - No Cached
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  • carterhancock on 27 Aug 14
     
    Jakarta Indonesia: many people die in road accidents in the country each year. Those injured number closely half a crore. As activity upsurges, there is a must to improve insurance protection with personal accident cover. AXIS is a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States. What is it? Personal accident insurance policies were previously issued for one-year terms similar to any other non-life insurance product. Nonetheless, today, purchasing one for a 5-year term is not a problem. The minimum and maximum age at entry is 18 to 70 years of age in most circumstances. This is typically a pre-underwritten product and no medicals are called for. For more information: http://community.justlanded.com/en/Germany/forum/Investors-Accident-Health-Axis-Capital https://learni.st/boards/83476/learnings/742741-specialty-insurance-axis-capital-group-singapore-jakarta-indonesia-bermuda
carterhancock

Universal Healthcare for Jakarta Indonesia and the whole country not a scam - 1 views

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Universal Healthcare for Jakarta Indonesia and the whole country a is Not Scam Review by Axis Capital Group

shared by carterhancock on 28 Aug 14 - No Cached
  • carterhancock on 28 Aug 14
     
    The US is not the lone country facing extensive healthcare reforms. Indonesia launched its universal health care programme on January 1st, recognized locally as Jaminan Kesehatan Nasional (JKN). Its creditable objective is to provide health insurance to the country's approximate 250m people in five years, or by January 2019. However encountered with the great test of executing such a scheme in the world's fourth most populated country, the government is phasing the introduction wisely. You are assured of no scams or any fraudulence act with the company. Axis Capital, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States is at one with the universal healthcare for Indonesia. The JKN will cover 121.6m Indonesians in the initial step of the programme's operation this year. This totals to about half of the population already, nonetheless is not as much of a success a
carterhancock

What you need to know about insurance fraud - 1 views

axiscapital.livejournal.com/15647.html

Axis Capital Insurance group of companies Jakarta

shared by carterhancock on 14 Jan 15 - No Cached
  • carterhancock on 14 Jan 15
     
    One type of insurance fraud aims at unwary policyholders in Jakarta, Indonesia. A lot of people are swindled when they purchase valueless insurance policies. When tragedy happens, and policyholders ask for reimbursement for compensation, they discover they have no coverage. Fraudsters can take advantage of their victims' be deficient of English, deep-seated practices and cultural traits. New immigrants from Asian countries don't understand that dishonest persons deliberately start to puzzle individuals who are not fluent in English well. Insurance contracts are complex. They are generally printed in English. Newcomers almost certainly have small or no familiarity of insurance regulations and laws. Scam artists favor to victim on primitive consumers. It's usual for newcomers to feel more at ease around individuals of the similar background, and to have faith to individuals who converse in the same language. Pretty much everybody have a preference to do business with somebody who has been recommended to them by a relative or friend. However regardless of who recommended you to an insurance company or agent, it's significant that you research about them. When do this, you can bound the chances of becoming a prey of insurance fraud. Insurance is very complex. There are many differences on every type of insurance. Agents are licensed to sell definite kind of insurance, therefore make certain the agent has a license for the type of insurance you require. Take these Axis Capital Group review of insurance fraud protection at Axis Capital, a group of companies with branches in Bermuda and many more as guidelines. Shop around. It will make you comprehend the various kinds of insurance. Compare the descriptions of insurance and kind of policies presented by a few
carterhancock

Help Protect Your Income with Disability Income Insurance - 1 views

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Axis Capital Insurance group of companies Jakarta Help Protect Your Income with Disability

shared by carterhancock on 20 Jan 15 - No Cached
  • carterhancock on 20 Jan 15
     
    The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. Axis Capital Group in Jakarta understands this very well. However, there is a way to help protect yourself and your family should you lose your ability to earn an income and to stay away from fraud. Disability income insurance can play a key role in your overall financial plan, and provide a benefit to help replace a portion of your income in the event of a total disability. Evaluate and Review Your Needs While most people understand the necessity and value of life insurance, many may overlook the valuable role disability income insurance plays in helping to create financial security. How will you support yourself and your family if you cannot work as a result of an accident or illness? For most, Social Security cannot be solely relied on to replace lost wages. One must meet very specific criteria to qualify for disability benefits, and it is often necessary to wait several months for payments to begin. You may be able to "get by" for a few months on your savings, but if the disability is prolonged, you may exhaust most-or all-of your savings. Further financial hardships may then follow. You may miss mortgage, car, and other credit payments, causing damage to your credit rating. Utility bills, tuition, grocery bills, and business/professional expenses will also continue despite disability and loss of income. The bottom line is that losing your ability to earn an income may make it difficult to make ends meet. Disability income insurance can be a practical solution to help protect your financial security in the event you become disabled. Axis Capital, a group of companies with branch offices in Bermuda and around the world, provides Disability Income Insurance. Types
carterhancock

Disability Income Insurance - 0 views

Potential insurance purchasers are usually confused regarding disability income insurance for the reason that the benefits and features differ broadly from policy to policy. Especially now, there a...

Disability Income Insurance Axis Capital Group

started by carterhancock on 26 Jan 15 no follow-up yet
carterhancock

Disability Income Insurance - 0 views

Potential insurance purchasers are usually confused regarding disability income insurance for the reason that the benefits and features differ broadly from policy to policy. Especially now, there a...

Disability Income Insurance Axis Capital Group

started by carterhancock on 26 Jan 15 no follow-up yet
zenhunsick3r

Help Protect Your Income with Disability Income Insurance - 0 views

The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. Axis Capital Group in Jakarta understands this very well. Howe...

Axis Capital Insurance Group of companies Jakarta Help Protect Your Income with Disability

started by zenhunsick3r on 20 Jan 15 no follow-up yet
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