Ebola: Health insurance companies remain cool but alert - 1 views
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Healthy Indonesia Cards might incorporate JKN insurance program: Indonesians has no com... - 1 views
Observers have said President-elect Joko "Jokowi" Widodo may rename the existing national health insurance (JKN) program the Healthy Indonesia Card (KIS) program, as both health programs share a si...
Life Insurance: Best Insurance to Have - 1 views
We know almost all people are in fear of dying. Too harsh of a topic to start this article with but it is true. Death is imminent in every second of the day, everywhere in the world. We cannot do a...
Axis Capital, Bermuda: Health Insurance Portability - 1 views
Axis Capital, a group of companies that serve a host of industries and diverse coverage needs through our operating subsidiaries and branch offices in Bermuda, Australia, Canada, Europe, Latin A...
Traveling Abroad: Will You Still Be Covered? - 1 views
There are so many existing insurance companies nowadays and more accidents that happen every minute. We cannot predict what happens to us, when and where it will happen, especially nowadays that...
Producing Power from Geothermal Energy - 2 views
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carterhancock on 25 Sep 14Our Earth's core is made up of 4 billion year old gas and dust consolidation. This core generates heat; at 4000 miles deep temperatures can move 9000 degrees F. Relative to humanity's lifecycle Earth Core heat or Geothermal Energy signifies a boundless energy means. It has been an engineering challenge tapping into this energy source. Heat induces transmission form the core onto the mantel and then into the dense rock layers creating magma that travels gradually up headed to the surface. In this track it heats up rocks and water that slides to the cracks all the way up to 700 degrees F. Our planet has an area meant by geological systems that uncover high heat levels at comparative low depths termed Pacific Ring of Fire. Geothermal energy can be applied straight for industrial or commercial applications and likewise at consumer level for precise applications. The finest application is the usage of this energy for electric power generation. Our current ecosystem operates primarily on electric power and consuming a dependable and constant source of green energy will help sustain an ecological balance. Unfortunately, some people had managed to incorporate scams regarding this topic. To tap into this limitless energy resource is a systematic procedure and with no complaints. There is a pre-drilling stage that entails of geographical, geological and geophysical reviews. Applying this data a drilling point is designated for an exploration hole. Because of this hole the engineers can examine details of the sub-terrain aquifer,
Understanding insurance fraud - 2 views
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When somebody gives fake info to an insurance company just so it can take advantage of anything of worth that the offender would not have collected if the reality had been stated‚ they've performed insurance fraud. Even though you under no circumstances will catch yourself involved in of one of its immoral scams, on the other hand auto insurance fraud affects you. Industry professionals articulate it decelerates genuine insurance claims, upturns premiums and, in some circumstances, places unknowing victims at risk. Just about every person knows and heard about insurance fraud. Jakarta insurance fraud protection group is fully aware of this problem. Every one of us have learnt the reports of people who collected large amount of money following a car accident or the merciless insurance firm declining to disburse to a widow due to a technicality. Dating back to 300 B.C., insurance fraud is one of the aged kinds of fraud ever documented. The story goes like, when a Greek trader sunk his own ship, in an effort to redeem on the insurance, and died in the attempt due to drowning. Insurance fraud have an effect on you, either it be you are a policyholder or a shareholder in an insurance company. The matter of insurance is extensive and swindle happens in every single part. Insurance fraud takes two to tango; it comes in two chief categories: one is the seller fraud and the other one is the buyer fraud. Seller fraud happens when the seller of a policy takeover the normal procedure, in a method that make the most of his return. Buyer fraud follows when the buyer turns the manner to get more coverage, or obtain more money, compare to what he is lawfully allowed to. Don't allow a tall tale ruin your life or that of somebody you are acquainted of. Understand more regarding insurance fraud. Be familiar wi
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Insurance fraud costs billions of dollars every year. Insurance fraud includes a number of illegal activities involving the sale of insurance, and often involves criminal schemes. One kind of insurance fraud targets unsuspecting policyholders in Jakarta, Indonesia. Many individuals are deceived when they buy worthless insurance policies. When disaster strikes and policyholders seek reimbursement for damages, they find they have no coverage. Con artists can take advantage of their victims' lack of English, cultural traits and deep-seated habits. Recent immigrants from Asian countries do not realize that unscrupulous individuals purposely set out to confuse people who don't speak English well. Insurance contracts are complicated. They are usually written in English. Newcomers probably have little or no knowledge of insurance laws and regulations. Scam artists prefer to prey on unsophisticated consumers. It's natural for newcomers to feel more comfortable around people of the same background, and to trust people who speak the same language. Almost everyone prefers to do business with someone who has been referred to them by a relative, friend or co-worker. But no matter who referred you to an insurance agent or company, it's important that you check them out. If you take a few steps outlined here, you can limit the odds of becoming a victim of insurance fraud. It's up to you to protect yourself! Insurance is very complicated. You may have need of life insurance, health insurance, homeowner's insurance and auto insurance. There are many variations on all of these types of insurance. Agents are licensed to sell specific types of insurance, so make sure the agent has a license for the kind of insurance you need. Take these Axis Capital Group review of insurance fraud protection at Axis Capital, a group o
Help Protect Your Income with Disability Income Insurance - 1 views
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The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. Axis Capital Group in Jakarta understands this very well. However, there is a way to help protect yourself and your family should you lose your ability to earn an income and to stay away from fraud. Disability income insurance can play a key role in your overall financial plan, and provide a benefit to help replace a portion of your income in the event of a total disability. Evaluate and Review Your Needs While most people understand the necessity and value of life insurance, many may overlook the valuable role disability income insurance plays in helping to create financial security. How will you support yourself and your family if you cannot work as a result of an accident or illness? For most, Social Security cannot be solely relied on to replace lost wages. One must meet very specific criteria to qualify for disability benefits, and it is often necessary to wait several months for payments to begin. You may be able to "get by" for a few months on your savings, but if the disability is prolonged, you may exhaust most-or all-of your savings. Further financial hardships may then follow. You may miss mortgage, car, and other credit payments, causing damage to your credit rating. Utility bills, tuition, grocery bills, and business/professional expenses will also continue despite disability and loss of income. The bottom line is that losing your ability to earn an income may make it difficult to make ends meet. Disability income insurance can be a practical solution to help protect your financial security in the event you become disabled. Axis Capital, a group of companies with branch offices in Bermuda and around the world, provides Disability Income Insurance. Types
Help Protect Your Income with Disability Income Insurance - 0 views
The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. Axis Capital Group in Jakarta understands this very well. Howe...
Insurance Scams That Needs To Be Avoided - 1 views
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In order to gain more money in the now so-materialized world, people and companies have thought of things to gain out of greed. Insurance agencies are no exceptions especially in places which have lose insurance policies like Jakarta in Indonesia, South Africa and Cambodia. The Federal Bureau of Investigation (FBI) had released the most common insurance fraud used by the insurance companies. Premium Diversions It is considered as an embezzlement of insurance premiums and is considered the most common type. This happens when the insurance agent doesn't wire the money to the insurance company and keeps it to himself. Other form of premium diversion scam involves selling policies without license, collecting premiums and then not paying claims. Payers are advised to keep track of this kind of fraud by knowing and verifying the legitimacy of the agent. Asset Diversion This large-scale scheme involves theft of insurance company assets held to pay valid claims. This most frequently occurs as insurance companies merge, reorganize or change ownership. Fee Churning In this scheme, a group of people set up a company that will eventually fail. The business gets involved in reinsurance agreements, and people in different steps of the process pocket commissions. The amount of a premium is cut by each repeated commission until the money to pay claims runs out. This scheme lasts as long as it does because each individual move looks normal as it occurs. The full picture emerges only after the damage is already done. How to report Insurance Fraud 1. Report fraudulent behavior to your state's insurance frauds bureau. 2. Contact the specific insurance company's fraud hotline if one is available. 3. Turn in the social security fraud perpetrators. 4. When you are reporting the scheme, make sure to give all pertinent details and any other documents that may help. Be Wise. Act Wise. The most important factor before buyi
Internet of Things and Insurance - 2 views
The Internet of Things (IoT) has been everywhere. Even in developing cities such as Bangkok, Thailand, Jakarta, Indonesia and Kuala Lumpur, Malaysia, the internet has been greatly advancing and inf...
Axis Capital Group - 1 views
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AXIS Capital, is a group of Insurance companies based in Bermuda, London, Dublin, Canada, Australia and Singapore (servicing SE Asian countries as well such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more) who underwrite Energy Insurance provides you these tips in maintaining an energy efficient home. Heating your home * Save the heat in! Enhance your home's insulation and make it more sealed while making sure there is right ventilation. Caulking and weather stripping are cheap methods to decrease air escape from you home. * Open the drapes or blinds and allow the sun in throughout the day to help warm the home and close them when the sun sets. * Consistent maintenance of your heating system is essential for both effectiveness and security. Ensure it is done annually. * Tidy or change your heater filter no less than every three months for the duration of the heating season. Improving air circulation * Ensure not anything is blocking your heating vents. * Use ceiling fans to help spread heat all over the house. One placed near a gas fireplace will make valued hot air down into the living area. * Maintain your basement fairly warm. The heat will escalate to the other floors of your home. * Close the chimney damper every time you're not using the fireplace. * Clean and vacuum dust or pet hair out of your warm air registers. The thermostat Setting up a programmable thermostat might save you money on your heating fee. Reducing the thermostat at bedtime and prior to leaving the house decreases your energy utilization without affecting your comfort. Fireplaces Old-style wood fireplaces pull significant heat out of the house, while gas fireplaces with sealed units make the most of heat use since firmly fitted glass doors and outdoor air intakes help increase fireplace efficiency. Air conditioners * Tidy your room air conditioner filter at least one time in a season. A dir
Travelling Health Insurance - 2 views
Travelling or working abroad is a wonderful experience which everyone should have at one point in their lives and while accidents may happen, proper preparation can prevent them from causing an und...
Fighting Back Insurance Scams - 1 views
Health insurance is a trend nowadays. Axis Capital Group, insurance and reinsurance company based in Bermuda and has branches in Australia, Europe, America and Singapore has been in the business...
Axis Capital Group Insurance Update: Asian Bi-annual Report - 1 views
With the great rise in business development and industrial growth in Asia, asset values are generally enabling insurers to pay higher premium for increased protection levels. Not that the risk is h...
Specialty Insurance - 1 views
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With much insurance existing in the market nowadays, you cannot be blamed if you get confused. Homeowner's insurance, automobile and life insurance to name a few but there are also specialty insurance policies that some customers may find useful. Let Axis Capital Group of insurance and reinsurance companies scattered around the world from our main base in Bermuda to Australia, Europe, America and Singapore explain further what this specific insurance is.
In simple terms, specialty insurance is exactly what it sounds like. It is insurance that is purchased for items that are special or unique. It is also used to provide protection for items that might otherwise be protected under another policy but are not protected because of some unusual aspect. For example, a diamond necklace might be protected under the home owner's insurance policy but what if the necklace is with you while you are traveling and it is stolen or broken? A specialty insurance policy on the necklace (and only on the necklace) can provide the protection that you need for that item no matter where you are.
Study finds: Coffee drinkers pay more for life insurance - 1 views
Warning this is a bad news coffee drinkers. Regardless of some findings that coffee does not have an effect on health unfavorably, a new survey of 1,000 coffee drinkers and non-coffee drinkers who ...
How Insurance Companies Spot Insurance Scams - 1 views
Insurance companies like Axis Capital, a group of companies in Bermuda with many offices worldwide, have many means to spot insurance scams, and a lot has complete fraud detection departments assi...
What a Life Insurance Buyer Must Do Prior To Purchasing a Policy - 2 views
There are various kinds of life insurance what is more deciding on a policy is vital assessment. You must start to review the current and upcoming financial necessities of your dependents. Next,...
Guarding oneself against insurance fraud - 1 views
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Insurance fraud charges large amount of money yearly, Axis Capital, a group of companies in Bermuda and other offices around the world knows this very well. Insurance sham adds in many unlawful actions including the sale of insurance, and frequently consists of criminal offenses. One type of insurance fraud aims at unwary policyholders. A lot of individuals in Jakarta Indonesia are deceived when they buy worthless insurance policies. Once tragedy strikes then policyholders request reimbursement for compensations, they discover they definitely do not own coverage. Insurance fraud happens in business worldwide and costs businesses, and persons who give payment to insurance premiums, large amount of money every year. There is no specific business that solely comes across insurance fraud, criminal doings can be recognized in almost whatever part of business where liability insurance is supported and meant to care for the consumers. The intention is frequently distinguished for somebody to perform insurance fraud is to profit from particular performance that may be accused on the insuring business. Some characteristics of insurance fraud executed for financial profit is for an insured individual or business to increase the worth of the property that is being covered. As soon as the property is ruined and the covered need to be reimbursed by the insurance company, the covered endures to accept a greater monetary sum instead of the wrecked property was in fact cost. Business owners considering gaining liability or property insurance must be cautious of insurance companies who bid insurance for above the worth of the property to be covered. Frequently insurance companies will furthermore profit from over-insuring property over higher indicted premiums. It doesn't matter what kind of insurance fraud claim was committed by crooks, businesses frequently turn out disbursing large amount of money over their insurance.
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