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Simplest Personal Financial Planning Tips That People Overlook - 2 views

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started by game gautruc on 03 Dec 13
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    It is common human nature to avoid small things when we are trying to achieve something big. We directly aim for the cach tang can cho nguoi gay final step without remembering the fact that taking one step at a time will help us to achieve our final destination. Same is the case with personal financial planning! In the pursuit of hitting the jackpot, we often overlook the small things that can make a significant difference in our financial planning plans. Today, let's have a look at 5 such small things that can help you out -
    * Avoid the card: Annually, the credit card industry garners several hundreds of millions of dollars just by levying late payment fee on the patrons. According to me, the whole system of credit is flawed, and shouldn't be encouraged. When you don't have the cash at present, why buy at all? You should throw away your credit card, and get yourself a debit card!
    * Check your car's tires regularly: While we stop at the petrol pumps in order to fill petrol, rarely do we have the patience to stop at the air filling pump and get our car's tires refilled. We feel that car tires have a perpetual energy source that keeps them going. But if you don't care for your car tires, sooner or later they will burst. Do you want to pay the replacement costs? Avoid spending so much of excessive money and keep the air pressure in check.
    * Cover your vehicles during the rainy season: You simply cannot afford to leave your vehicles out in the open while it is pouring. Every vehicle comes with a cover, and it is for this very purpose! During the rains, water can cause your vehicle's spare parts to rust, thereby ensuring that you will have to replace them later. It is better to buy a 100 buck cover than to spend thousands on spare parts later.
    * Do away with your old things: Have you ever heard about a garage sale? It's not only a great way to do away with items that are no longer in use, but it is also an exciting way to earn money. The atmosphere at a garage sale is no less than that at a fair! And on top of that, you can use that money to buy the new furniture you were planning! After all, it doesn't make sense to spend from your pocket when you can arrange the funds from somewhere else!
    * Set alarms: Every month, the postman delivery loads of bills via post. We usually stack them in files and even forget about them, only to realize later when the electricity board or the telephone company sends us an SMS that our bill is overdue! During such times, we have to pay hefty fines. You should set an alarm in your mobile so that you can pay the bills vitamin tang cuong suc de khang cho tre on time and avoid late penalty.
    We bet no financial consultant from any financial planning india firm will tell you about such amazingly simple yet unusual tips!

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