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Crédit Agricole S.A. (CASA) is the lead bank of the Crédit Agricole Group, the largest retail banking group in France. The Company acts as the central bank of the Group, coordinating its sales and marketing strategy and ensuring the liquidity and solvency of each of the group's subsidiaries. Through its subsidiaries, Crédit Agricole designs and manages specialized financial products that are distributed primarily by the Caisses Regionales, a group of co-operative retail banks

The most important capital that a bank has is the capital of trust and investor confidence. A small decline in a bank's solvency likelihood can have a large negative effect on investor confidence, which in turn can impair the bank's ability to conduct business. Therefore, more than any other business it is extremely important for banks to maintain a sufficiently high credit worthiness. While there are multiple dimensions of credit risk of a bank, our risk index consolidates them into one easy to interpret number. A higher safety index indicates relatively safe banks with very sound ability to pay back its liabilities in a timely manner. Such a bank can benefit tremendously in terms of lower cost of funds, lower deposit insurance premium, better trade terms in the inter-bank markets among other things. Eventually a sound safety rating should allow banks to compete aggressively in the lending market and capture market share away from its weaker counterparts.

Uses of N-Methyl Pyrrolidone (NMP) 1-Methyl-2-pyrrolidinone (NMP) is a polar aprotic solvent that has the advantages of low toxicity, high boiling point, outstanding solvency, strong selectivity, and good stability. It is widely used in purification of aromatic hydrocarbon extraction, acetylene, olefins, and diolefins. It is used in industrial cleaning, and it serves as a solvent for the production of pesticides, engineering plastics, coatings, synthetic fibers, and integrated circuits. It can also be used as an industrial cleanser, dispersant, dye, lubricant, and antifreeze. 1-Methyl-2-pyrrolidinone is an excellent solvent, widely used in aromatics extraction, lubricating oil refining, acetylene enrichment, butadiene separation, and synthesis gas desulfurization. It is used in gas desulfurization, lubricating oil refining, lubricating oil antifreeze, olefin extraction, and as a solvent for insoluble engineering plastics polymerization. It can be used in herbicide, to clean insulation materials, semiconductor industry precision instruments and circuit boards, to recycle PVC exhaust, as a detergent, dye supplement and dispersing agent. It is used in mediums for polymerization reactions such as engineering plastics and aramid fiber. 1-Methyl-2-pyrrolidinone is used as a polyvinylidene fluoride solvent and electrode auxiliary material for lithium-ion batteries. high purity grade for ICP-MS detection.