Sophisticated Stock Loan Programs / Low Interest Rates / Custom Program Available Now! - 2 views
started by Marlo Barge on 28 Dec 11
started by Marlo Barge on 28 Dec 11
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Commerce Financial has but one business focus: creating and implementing intelligent, compliant, and innovative methods for stock owners to obtain cash from their equities without the necessity of a sale.
Consider hedging current portfolio positions and gaining access to capital resources through loans against your free trading, aged affiliate or restricted securities. Make proper use of your assets while waiting for market performance, and hedge your position should the asset move against you.
We offer recourse, no margin call stock loans for 50% - 75% of your stock's position value.
Whether you need to borrow cash for personal or business purposes, these loans against stock can be funded within as little as five business days and are available to affiliates, non-affiliates and common shareholders of publicly traded companies on the U.S. exchanges, as well as other major foreign exchanges. Big Board or Large Cap stockholders are usually eligible for high LTV's, while Small to Mid-Cap stockholders can receive respectable LTV's based on exchange, price and liquidity. With all of our stock loans there are no out-of-pocket expenses or up front fees.
A stock loan is a strategic "hedging tool" for individuals, as well as an essential capital raising instrument. When you obtain a stock loan, you are mitigating your risk by:
*Taking all or a portion of your cash off the table today
*Protecting yourself today against market downturn tomorrow
*Benefiting from upside appreciation of the asset
*Retaining contractual ownership of the stock
*Bearing no margin maintenance requirements
*Receiving interest rates lower than most margin accounts, bank loans or bond issues.
*Avoiding unwanted "back to market pressure" (typically associated with corporate financing)
*Buffering the need for traditional Bank recourse financing
Frequently Asked Questions.
How much can I borrow against my stock?
It depends on a variety of factors and merits related to the securities you wish to pledge. Securities trading on the major exchanges can realize an LTV as high as 75%. Pink sheets and bulletin board securities will be lower due to price and volume requirements. Contact AmeriFund or request a quote online to determine the appropriate LTV that your security demands.
Can I borrow against more then one company's stock?
Yes. We can assist you with a quote on a basket of securities. A basket of "like" securities will stabilize the LTV, where as "unlike" securities will affect the LTV. Contact our office for details.
What types of securities can be used?
We accepts securities from the major exchanges (AMEX, NYSE, NASDAQ), the smaller exchanges (Pink Sheets and Bulletin Boards), and can arrange financing against securities on many of the foreign exchanges as well.
Is there a minimum or maximum loan amount?
Minimum loan amount financed is $25,000. There is no maximum.
What is the eligibility criteria for a stock loan?
This is determined on a case by case basis. The leading indicators when determining the eligibility of a stock as collateral are going to be exchange, volatility, share price, trends, filings, short term trading volume and long term trading volume and hedging costs. When providing a quote, we will explain how these factors relate to your securities that are presented as collateral.
How fast will my loan close?
That depends on a variety of factors. Once all agreements are in place and shares have been transferred, the loan will typically fund in 24-72 hours. For foreign securities, more time may be required due to currency conversion, hedging structures, and foreign based facilitators.
Kind regards,
CEO/619-308-6333
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