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Every company has its own unique business atmosphere and its own cultural identity. Is your business filled with green peacemakers striving to make the world a more environmentally friendly place? Or is it comprised of engineering geniuses who love technology? Whatever the case may be, every business has something that defines its culture.

If you are applying for a loan to finance your small business, you are probably aware that lending institutions will scrutinize your credit score. But perhaps you've made a couple mistakes in your financial history that caused your credit score to lower, and you ended up with sky-high interest rates whenever you applied for loans. Or worse, you were denied loans altogether.