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Credit Fraud and Identity Theft are the two nightmares that might haunt businesses at some point time. All the more, like nightmares, these come suddenly and might affect businesses that are on a guard. It is said that even the most vigilant ones too lose their information online or offline and become victims of business credit fraud and identity theft.

They are like two persons of opposite nature who take a lot of time to settle and stay together. Since startups have to start from scratch, they are in need of money constantly. But pumping money in a new business is not that easy as financial institutions seem to be a little less preferential in giving away loans to startups. Thus, it is with the help of personal finance options that the business owners keep the ball rolling.