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http://www.bookrix.com/_groupforumbook-en--personal-finance-8211-tips-to-save-money-and-invest-profitably-bp-holdings-barcelona.html People are responsible for all the financial troubles they may be going through. This is because they chose not to follow the guidelines given out by the financial experts to manage their finances well. Therefore, they should try to learn the basics of personal financial management and do away with any kind of irresponsible financial behavior. A good working knowledge of the finances will help people to save money and think investing it on somes constructive purpose. People who are really interested to become financially responsible citizens will be glad to learn about some financial tricks that will help them to achieve their goals. Tips to save dollars Here are some tips that will help a s to raise a good amount of money as savings: a) Banks - Financial institutions like banks or credit unions are considered as some of the most secure places to save money and grow an emergency fund. As a result of the Great Depression of 2008, the US government has hiked the amount of coverage for bank accounts held by the citizens. The bank security money has now been raised to $250,000 for every individual account holder. b) Internet banking - People can take advantage of the web-based services offered by the banks. They can use the Internet banking facilities of a bank to conduct market surveys of all the financial products, analyze their return on investments or learn about the minimum deposit amount required across the country. Therefore, they can save money through the low cost services provided by the banks to take out loans, open savings account, etc. c) Price waivers - It is extremely important to shop around in the local market before one selects a particular loan provider. They have to compare the quotes provided by several lenders and ask for prices waivers. Moreover, they can share the rates offered by the lend

http://clipboard.com/clip/LQXSCfbkY1zJgaAnQQJgGIfFxsexKKdTQA1e People are responsible for all the financial troubles they may be going through. This is because they chose not to follow the guidelines given out by the financial experts to manage their finances well. Therefore, they should try to learn the basics of personal financial management and do away with any kind of irresponsible financial behavior. A good working knowledge of the finances will help people to save money and think investing it on somes constructive purpose. People who are really interested to become financially responsible citizens will be glad to learn about some financial tricks that will help them to achieve their goals. Tips to save dollars Here are some tips that will help a s to raise a good amount of money as savings: a) Banks - Financial institutions like banks or credit unions are considered as some of the most secure places to save money and grow an emergency fund. As a result of the Great Depression of 2008, the US government has hiked the amount of coverage for bank accounts held by the citizens. The bank security money has now been raised to $250,000 for every individual account holder. b) Internet banking - People can take advantage of the web-based services offered by the banks. They can use the Internet banking facilities of a bank to conduct market surveys of all the financial products, analyze their return on investments or learn about the minimum deposit amount required across the country. Therefore, they can save money through the low cost services provided by the banks to take out loans, open savings account, etc. c) Price waivers - It is extremely important to shop around in the local market before one selects a particular loan provider. They have to compare the quotes provided by several lenders and ask for prices waivers. Moreover, they can share the rates offered by the lenders, so that they stand in a good stead to bargain for a rate reductio

"T. Boone Pickens's portfolio is focused squarely in the energy sector. As of Dec. 31, 2010, funds at Pickens' firm BP Capital Management were valued at right at $276 million. He had 23 positions at the end of the year, including integrated oil companies, gas drillers and a variety of oil and energy-service providers. That was down from a total of 29 in the third quarter. Moves: Pickens eliminated 11 positions and added five during the final quarter of the year. Leaving the portfolio were: Anadarko (APC), Apache (APA), Baker Hughes (BHI), Chevron (CVX), Encana (ECA), Fluor (FLR), Hess (HES), Massey Energy (MEE), Quicksilver Resources (KWK), Schlumberger (SLB) and Southwestern Energy (SWN). New positions were: A123 Systems (AONE), Dynegy (DYN), EOG Resources (EOG), Gastar Exploration (GST) and National Oilwell Varco (NOV). Pickens decreased his holdings in Devon Energy (DVN), Suncor (SU) and Clayton Williams (CWEI), while adding to his stakes in BP (BP), Chesapeake Energy (CHK), Halliburton (HAL), Plains Exploration (PXP) and QEP Resources (QEP). Here are Pickens's largest holdings as of Dec. 31, 2010: * Chesapeake Energy (CHK) * BP (BP) * McMoRan Exploration (MMR) * Weatherford International (WFT) * Plains Exploration (PXP) * QEP Resources (QEP) * EOG Resources (EOG) * SandRidge Energy (SD) * Suncor (SU) * Noble (NE) *See the full SEC filing for T. Boone Pickens' portfolio."