Our highly experienced underwriting, claims, modeling and actuarial teams have a breadth and depth of knowledge that distinguishes us in the industry. Clients around the globe value our expert underwriting, skilled claims management, and world-class coverages.

Exceptional Financial Strength
Our policies are backed by the exceptional financial strength and solid claims-paying ability of the AXIS insurance companies, rated "A+" (Strong) with a Stable Outlook by Standard & Poor's and "A+" (Superior) XV with a Stable Outlook by A.M. Best.

Global Presence
We serve a host of industries and diverse coverage needs through our operating subsidiaries and branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States.

Broad Range of Products and Services
AXIS has built a global franchise that is well diversified by product, geography, customer segment and distribution channels. Together, our teams form a company that has both unmatched agility and the resources of a global powerhouse.

Our Businesses

AXIS Insurance
AXIS Insurance provides customized coverage for property, liability, marine, energy, aviation, terrorism, professional lines, political risk, credit risk and other exposures across the globe through wholesale brokers, retail brokers, and managing general underwriters.

AXIS Re
AXIS Reinsurance provides non-life reinsurance to insurance companies on a worldwide basis including catastrophe, property, professional lines, credit and bond, motor, liability, agriculture, and engineering. Other reinsurance coverages include aviation, marine and personal accident.

AXIS Accident & Health
AXIS Accident & Health provides specialty accident and health insurance and reinsurance coverage for employers, affinity groups, financial institutions and other customers through insurance carriers, managing general underwriters, brokers, third party administrators, and other key distribution partners.

Singapore Disclosures
Pursuant to the Public Disclosure Requirements issued by the Monetary Authority of Singapore applicable to AXIS Specialty Limited's Singapore Branch (the "Branch"), please note that information regarding the Branch is publicly available from the following sources:

* the Branch's annual financial statements prepared in accordance with Singapore Financial Reporting Standards ("SFRS"), which are filed by the Branch with, and publicly available from, the Accounting and Corporate Regulatory Authority of Singapore; and
* the Form 10-K of the AXIS Group, particularly Item 1 "Business", which is filed with, and publicly available from, the U.S. Securities and Exchange Commission.

AXIS Specialty Limited Singapore Branch Data Protection Officer

For matters relating to the AXIS Specialty Limited Singapore Branch (the "Branch"), requests for access to or correction of personal data, withdrawal of consent for the processing of personal data, or requests for information regarding the Branch's policies and practices and kinds of personal data held by the Branch may be addressed as follows:

AXIS Specialty Limited (Singapore Branch)
80 Raffles Place
#29-20 UOB Plaza 2
Singapore 048624
Attention: The Data Protection Officer
Phone: +65-6579-0630
Email: dpo.sg@axiscapital.com

About AXIS Capital - Accident & Health Axis Capital Group Hartford Jakarta Indonesia Kansas Houston

This Fair Disclosure Policy (this "Policy") sets forth our commitment to fair disclosure of information about AXIS Capital Holdings Limited and its subsidiaries (collectively, "AXIS") without advantage to any particular analyst or investor, consistent with Regulation FD-Fair Disclosure ("Regulation FD") promulgated by the U.S. Securities and Exchange Commission (the "SEC"). We will continue to provide current and potential shareholders access to all material information concerning AXIS in accordance with all applicable securities laws. We will also provide investors access to management when practicable and consistent with Regulation FD. We believe it is in AXIS' best interest to maintain an active and open dialogue with current and potential shareholders regarding our historical performance and future prospects while complying fully with all applicable securities laws. I. Compliance We will comply with all reporting and disclosure requirements contained in all applicable securities laws, including Regulation FD and the rules and regulations of the New York Stock Exchange. It has been, and will continue to be, our practice to disclose material information about AXIS publicly and not selectively. AXIS expects the strictest compliance with this Policy by all directors, officers and employees. II. Compliance Guidelines AXIS has established the following guidelines to ensure compliance with Regulation FD and to avoid selective disclosure of material non-public information: A. Disclosure We will post this Policy on our website, as well as any changes to this Policy as they occur. B. Authorized Officers of AXIS 1. Persons authorized to communicate on behalf of AXIS to analysts and securities market professionals and associates thereof, shareholders, and investment companies and affiliates thereof (the "Designated Persons"), are limited to the President and Chief Executive Officer, the Chairman of the Board of

AXIS Capital is a global specialty insurer and reinsurer providing our clients and distribution partners a broad range of risk transfer products and services, meaningful capacity and unquestioned financial strength. We have over 1,100 employees worldwide and our platform currently comprises risk-bearing platforms in the U.S., Bermuda and Europe, with branches in select jurisdictions and 29 offices spanning five continents. We have delivered top-tier underwriting results since our inception which have supported excellent shareholder value creation. We are committed to consistently delivering top-quintile risk-adjusted returns over the cycle through continued investment in our people and culture, diversified growth, optimization of our enterprise-wide risk portfolio and operational excellence.