Debt Collection And The Law | Know Your Rights - 0 views

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  #1 Lindgren Spence on 20 Jun 13

   

  If you owe cash to a debt collection agency or debt collector, you need to know what they can and cannot do in order to collect monies owed to them. You have an obligation to spend what you owe, and the debt collectors have an obligation to follow the law and not harass you at residence or at function.
  
  The Fair Debt Collection Practices Act applies to these who collect debts owed to creditors for personal, family members and household debts. To get more information, please peep at: Metal Tags | Diigo Groups. These include vehicle loans, mortgages, charge accounts and income owed for medical bills. A debt collector is somebody hired to collect funds you owe.
  
  Inside five days right after a debt collector very first contacts you, the collector need to send you a notice that tells you the name of the creditor, how a lot you owe, and what action to take if you believe you do not owe the funds.
  
  If you owe the income or portion of it, speak to the creditor to arrange for payment.
  
  If you believe you don't owe the income, speak to the creditor in writing and send a copy to the collection agency with a letter telling them not to contact you. Visit Choosing The Correct Screw For The Job to read the inner workings of this viewpoint. A debt collector may not:
  
  Get in touch with you at unreasonable times, for example, prior to 8 a.m. or following 9 p.m., unless you agree
  
  Speak to you at perform if you inform the debt collector your employer disapproves
  
  Contact you following you write a letter telling them to stopexcept to notify you if the collector or creditor plans to take a distinct action
  
  Contact your pals, relatives, employer or othersexcept to locate out exactly where you live and work
  
  Harass you via threats to harm you, profane language or repeated telephone calls
  
  Make any false statement, or claim that you will be arrested or
  
  Threaten to have funds deducted from your paycheck or to sue youunless the collection agency or creditor intends to do so and it is legal.
  
  You have a responsibility to spend off any debt that you owe. Navigating To Picking The Appropriate Screw For The Job - Eyeuser.com, Social Network Platform maybe provides lessons you should use with your girlfriend. To study additional information, you should have a gaze at: account. Debt collection agencies also have a duty to treat their customers with respect and follow the law.
  
  If you are becoming harassed by a debt collection agency, make contact with the authorities and report them.

   

  <div class="cArrow"> </div><div class="cContentInner">If you owe cash to a debt collection agency or debt collector, you need to know what they can and cannot do in order to collect monies owed to them. You have an obligation to spend what you owe, and the debt collectors have an obligation to follow the law and not harass you at residence or at function. <br /> <br /> The Fair Debt Collection Practices Act applies to these who collect debts owed to creditors for personal, family members and household debts. To get more information, please peep at: <a rel="nofollow" href="https://groups.diigo.com/group/roonesuymkaelinadda/content/metal-tags-9881060">Metal Tags | Diigo Groups</a>. These include vehicle loans, mortgages, charge accounts and income owed for medical bills. A debt collector is somebody hired to collect funds you owe. <br /> <br /> Inside five days right after a debt collector very first contacts you, the collector need to send you a notice that tells you the name of the creditor, how a lot you owe, and what action to take if you believe you do not owe the funds. <br /> <br /> If you owe the income or portion of it, speak to the creditor to arrange for payment. <br /> <br /> If you believe you don't owe the income, speak to the creditor in writing and send a copy to the collection agency with a letter telling them not to contact you. Visit <a rel="nofollow" href="http://www.flixya.com/blog/5373637/Choosing-The-Correct-Screw-For-The-Job">Choosing The Correct Screw For The Job</a> to read the inner workings of this viewpoint. A debt collector may not: <br /> <br /> Get in touch with you at unreasonable times, for example, prior to 8 a.m. or following 9 p.m., unless you agree <br /> <br /> Speak to you at perform if you inform the debt collector your employer disapproves <br /> <br /> Contact you following you write a letter telling them to stopexcept to notify you if the collector or creditor plans to take a distinct action <br /> <br /> Contact your pals, relatives, employer or othersexcept to locate out exactly where you live and work <br /> <br /> Harass you via threats to harm you, profane language or repeated telephone calls <br /> <br /> Make any false statement, or claim that you will be arrested or <br /> <br /> Threaten to have funds deducted from your paycheck or to sue youunless the collection agency or creditor intends to do so and it is legal. <br /> <br /> You have a responsibility to spend off any debt that you owe. Navigating To <a rel="nofollow" href="http://eyeuser.com/blogs/viewstory/2004348">Picking The Appropriate Screw For The Job - Eyeuser.com, Social Network Platform</a> maybe provides lessons you should use with your girlfriend. To study additional information, you should have a gaze at: <a rel="nofollow" href="http://www.flixya.com/blog/5371967/Metal-Tags">account</a>. Debt collection agencies also have a duty to treat their customers with respect and follow the law. <br /> <br /> If you are becoming harassed by a debt collection agency, make contact with the authorities and report them.</div>

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