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bparksj28

Fed Funds Target Rate History (Historical) - 0 views

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    Historical Fed Funds Rate Changes
bparksj28

Federal Reserve official wants low interest rates until unemployment falls to 6.5% - No... - 0 views

  • Charles Evans, president of the Chicago Fed, wants the central bank to keep the federal funds rate near zero until unemployment falls to 6.5% -- a jobless rate not seen since 2008.
  • in January he will rotate into a voting role on the Fed's policymaking committee. For about a year, he has been urging his colleagues to publish clear economic targets that would guide the central bank's policies.
  • . He wants to see the unemployment rate fall to at least 6.5% and inflation not exceed 2.5% a year
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  • hope behind the policy is that numerical targets will lift some of the mystery surrounding the Fed's decisions.
  • As economic data is released, the public can base their expectations for Fed policy on a clearer picture of the central bank's goals.
  • "I support this approach because it would enable the public to immediately adjust its expectations concerning the timing of liftoff in response to new information affecting the economic outloo
  • The Fed has kept interest rates near zero since late 2008 in an effort to stimulate the economy. While the unemployment rate has since fallen slightly to 7.9%, the Fed is still unsatisfied with that level and has been pursuing additional alternative policies to boost the economy further.
  • The Fed's policymaking committee is next scheduled to meet Dec. 11-12.
bparksj28

8 Truths About Retirement - Business Insider - 0 views

  • irement planning.
  • Retirement Week,” an educational campaign to raise public awareness about the importance of long-term re
  • National Save fo
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  • encourages Americans to utilize retirement savings and investment plan strategie
  • The week also encourages individuals to reflect on their current financial situations and their potential for a secure retirement in the future.
  • 2. Half of Americans aren’t saving for retirement
  • 49 percent of Americans say they aren’t contributing to any retirement plan. Those least likely to save for retirement: individuals between ages 18 and 34.
  • planning a home remodel and planning a vacation ranked higher on the list of priorities within the past year than planning for retirement (which ranked third).
  • respondents
  • Apparently 80 is the new 65 for many middle-class Americans when it comes to retirement. One-third of survey
  • The majority of middle-class Americans aren’t confident in the stock marke
  • When survey respondents were asked what they’d do if given $5,000 to invest for retirement, only 24 percent said they’d invest in stocks – compared to 40 percent who would choose a CD or savings account and another 22 percent who would invest in gold or precious metals.
  • Women are less engaged in retirement planni
  • More than 20 percent of Americans have borrowed against their 401(k), the highest percentage since 1996, according to the Employee Benefit Research Institute. The average loan size is 14 percent of the remaining account balance.
  • About 95 percent of companies are back to matching 401(k) contributions, but only 30 percent of employees are taking advantage of this, according to a survey by the nonprofit Plan Sponsor Council of America.
  • Forty percent of Americans fear lack of retirement funds
bparksj28

2C-I or 'Smiles': The New Killer Drug Every Parent Should Know About | Healthy Living -... - 0 views

  • "I think [the drugs] just keep changing to try to circumvent the law," Lindsay Wold, a detective with the Grand Forks police department, told Yahoo Shine. "Anytime we try to figure something out, it changes." Since July, her department has launched an awareness campaign in an effort to crack down on 2C-I's growing popularity with teens and young adults in the area. While reports of overdoses have spiked, Wold says it's difficult to measure it's growth in numbers.
  • "Synthetic drugs don't generally show up on drug tests and that's made it popular with young adults, as well as people entering the military, college athletes, or anyone who gets tested for drugs,"
  • "Many of these types of drugs were originally designed for research to be used on animals, not people." In fact, 2C-I was first synthesized by Alexander Shulgin, a psychopharmacologist and scientific researcher. He's responsible for identifying the chemical make-up of the so-called "2C" family, a group of hyper-potent psychedelic synthetics. I
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  • "Drugs used to take longer to get around but now with the internet they can spread by word of mouth online,
  • It's also be blamed for the death of a young man in the same area, who died after repeatedly slamming his body into trees and power line poles while high on the drug.
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