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bparksj28

Higher education: Not what it used to be | The Economist - 0 views

www.economist.com/...ney-their-students-not-what-it

college costs opportunity article economist

shared by bparksj28 on 03 Dec 12 - No Cached
  • bparksj28 on 03 Dec 12
     
    Great article about Higher Education in United States
bparksj28

Social Security benefits will get small cost of living bump - Oct. 9, 2012 - 0 views

money.cnn.com/...index.html

social security benefits will cost living bump

shared by bparksj28 on 09 Oct 12 - No Cached
  • The Labor Department will release its September inflation reading on Oct. 16, which is the final of 12 readings used to calculate the cost of living adjustment made annually to benefits. The Social Security Administration will announce the 2013 benefit increase at that time. Benefits increased by 3.6% in 2012, when inflation was higher.
bparksj28

8 Truths About Retirement - Business Insider - 0 views

www.businessinsider.com/ruths-about-retirement-2012-10

social secutiy statistics

shared by bparksj28 on 31 Oct 12 - No Cached
  • irement planning.
  • Retirement Week,” an educational campaign to raise public awareness about the importance of long-term re
  • National Save fo
  • ...13 more annotations...
  • encourages Americans to utilize retirement savings and investment plan strategie
  • The week also encourages individuals to reflect on their current financial situations and their potential for a secure retirement in the future.
  • 2. Half of Americans aren’t saving for retirement
  • 49 percent of Americans say they aren’t contributing to any retirement plan. Those least likely to save for retirement: individuals between ages 18 and 34.
  • planning a home remodel and planning a vacation ranked higher on the list of priorities within the past year than planning for retirement (which ranked third).
  • respondents
  • Apparently 80 is the new 65 for many middle-class Americans when it comes to retirement. One-third of survey
  • The majority of middle-class Americans aren’t confident in the stock marke
  • When survey respondents were asked what they’d do if given $5,000 to invest for retirement, only 24 percent said they’d invest in stocks – compared to 40 percent who would choose a CD or savings account and another 22 percent who would invest in gold or precious metals.
  • Women are less engaged in retirement planni
  • More than 20 percent of Americans have borrowed against their 401(k), the highest percentage since 1996, according to the Employee Benefit Research Institute. The average loan size is 14 percent of the remaining account balance.
  • About 95 percent of companies are back to matching 401(k) contributions, but only 30 percent of employees are taking advantage of this, according to a survey by the nonprofit Plan Sponsor Council of America.
  • Forty percent of Americans fear lack of retirement funds
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