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Personal finance startup BillGuard has raised $10 million in second-round financing, and it's using it to expand its service that helps protect accounts from fraudulent activity, the company said Tuesday. BillGuard protects users by registering their credit and debit cards and keeping an eye out for questionable and fraudulent charges. The company uses a crowdsourced approach to identifying unauthorized charges, by not only providing its own detection but also incorporating users' billing complaints to track and analyze payments. BillGuard's big second round of funding comes from a powerhouse group, including Khosla Ventures, Eric Schmidt's Innovation Endeavors and Peter Thiel's Founders Fund. "At Khosla Ventures we love entrepreneurs who dare to tackle large problems with disruptive, bottom-up methods," said Vinod Khosla, founding partner of Khosla Ventures, in a statement. At present, BillGuard is free to use for anyone who wants to sign up. So how is it going to make money? The company is talking to large banks that could act as partners and incorporate BillGuard on a per-customer basis for a small fee. BillGuard is also exploring the idea of a merchant certification program that would let merchants have access to some its data, and follow up with customers who end up with fraudulent or questionable charges. New York-based BillGuard previously raised $3 million in its first round of funding from Bessemer Venture Partners and IA Ventures. Bill

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http://amazongoldnico.livejournal.com/.../1355.html Personal finance startup BillGuard has raised $10 million in second-round financing, and it's using it to expand its service that helps protect accounts from fraudulent activity, the company said Tuesday. BillGuard protects users by registering their credit and debit cards and keeping an eye out for questionable and fraudulent charges.

Personal finance startup BillGuard has raised $10 million in second-round financing, and it's using it to expand its service that helps protect accounts from fraudulent activity, the company said Tuesday. BillGuard protects users by registering their credit and debit cards and keeping an eye out for questionable and fraudulent charges. The company uses a crowdsourced approach to identifying unauthorized charges, by not only providing its own detection but also incorporating users' billing complaints to track and analyze payments. BillGuard's big second round of funding comes from a powerhouse group, including Khosla Ventures, Eric Schmidt's Innovation Endeavors and Peter Thiel's Founders Fund. "At Khosla Ventures we love entrepreneurs who dare to tackle large problems with disruptive, bottom-up methods," said Vinod Khosla, founding partner of Khosla Ventures, in a statement. At present, BillGuard is free to use for anyone who wants to sign up. So how is it going to make money? The company is talking to large banks that could act as partners and incorporate BillGuard on a per-customer basis for a small fee. BillGuard is also exploring the idea of a merchant certification program that would let merchants have access to some its data, and follow up with customers who end up with fraudulent or questionable charges. New York-based BillGuard previously raised $3 million in its first round of funding from Bessemer Venture Partners and IA Ventures. BillGuard made its public debut on stage at the TechCrunch Disrupt conference in May 2011

About Gold Deals Amazon Ventures Gold Deals - Gold Coins, Bullion News, Information and Pricing. Financial site dedicated to Gold, markets and investment ideas My buy and hold recommendation for this decade is physical Gold, the free market's "real" money. Please read my Privacy Policy and Terms and Conditions first before exploring my site. Contact me at info@amazongoldventuresdeals.com Privacy Policy - Amazon Gold Ventures Deals Your privacy is very important to us. Hence, we have developed this Policy in order for you to understand how we collect, use, communicate and unveil and make use of personal information. The following outlines our privacy policy. 1. Information Collection The Amazon Ventures Gold Deals publisher may gather domain information for us to us to analyze how our visitors use this site. This data enables us to become more familiar with which people visit our site, how often they visit, and what parts of the site they visit most often. The blog publisher uses this information to improve its Web-based offerings. This information is collected automatically and requires no action on your part. 2. Website Visitors Amazon Ventures Gold Deals collects non-personally -identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Amazon Ventures Gold Deals purpose in collecting non-personally identifying information is to better understand how Amazon Ventures Gold Deals visitors use its website. 3. Links to other websites Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provided even as visiting such sites and such sites are not governed by this privacy statement

Here is a roundup of alleged cons, frauds and schemes to watch out for. Bank theft -- A Central California bank employee has been sentenced to 15 months in federal prison after pleading guilty to stealing nearly $100,000 from the accounts of two customers. Brenda Hurtado, 26, pleaded guilty in August to committing theft by a bank employee. A former employee of U.S. Bank in Arroyo Grande, she admitted changing the contact information for two customers in their 80s, closing their accounts and issuing herself cashier's checks for the closing balances. It is a good idea to check bank statements regularly to avoid mistakes, improper charges or theft, consumer advocates say. E-books -- Consumers should take care when purchasing electronic books for devices such as Amazon's Kindle or the Barnes & Noble Nook, the Better Business Bureau said in a recent bulletin. Some websites have been offering e-books for sale that were pirated or contain harmful malware, the BBB said. The bulletin cautions consumers to check the URL to make sure it begins with https://, a sign that it is secure, and to use reputable websites to avoid being victimized. Mortgage modification -- Five people have agreed to repay millions of dollars to victims who they duped by promising to help them reduce their mortgage payments but providing no services after receiving their fees of $4,250. According to a lawsuit filed last year by the Federal Trade Commission, the defendants offered a "Government Mortgage Relief Program," even though they had no affiliation with the government. The company promised full refunds if they were unsuccessful at reducing mortgages, but failed to return the money and disconnected their telephones.

Here is a roundup of alleged cons, frauds and schemes to watch out for. Bank theft -- A Central California bank employee has been sentenced to 15 months in federal prison after pleading guilty to stealing nearly $100,000 from the accounts of two customers. Brenda Hurtado, 26, pleaded guilty in August to committing theft by a bank employee. A former employee of U.S. Bank in Arroyo Grande, she admitted changing the contact information for two customers in their 80s, closing their accounts and issuing herself cashier's checks for the closing balances. It is a good idea to check bank statements regularly to avoid mistakes, improper charges or theft, consumer advocates say. E-books -- Consumers should take care when purchasing electronic books for devices such as Amazon's Kindle or the Barnes & Noble Nook, the Better Business Bureau said in a recent bulletin. Some websites have been offering e-books for sale that were pirated or contain harmful malware, the BBB said. The bulletin cautions consumers to check the URL to make sure it begins with https://, a sign that it is secure, and to use reputable websites to avoid being victimized. Mortgage modification -- Five people have agreed to repay millions of dollars to victims who they duped by promising to help them reduce their mortgage payments but providing no services after receiving their fees of $4,250. According to a lawsuit filed last year by the Federal Trade Commission, the defendants offered a "Government Mortgage Relief Program," even though they had no affiliation with the government. The company promised full refunds if they were unsuccessful at reducing mortgages, but failed to return the money and disconnected their telephones.

Flickr is almost certainly the best online photo management and sharing application in the world. Show off your favorite photos and videos to the world, securely and privately show content to your friends and family, or blog the photos and videos you take with a cameraphone.