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With the penny gone and the triumph of plastic over paper bills only months away, the research and development department of the Royal Canadian Mint has proposed going one step further: the death of hard currency altogether. Last week, the Mint announced the release of MintChip, a completely digital currency. "Money, as we know it, is fine for today, but tomorrow is a different story," says an introductory MintChip video. "MintChip is better than cash, since you can use it online."