$1,000 grants have proven they can change the lives of low-income individuals of potential in the Twin Cities. With 60 million living below the poverty line in the United States, and 400,000 low-income in the Twin Cities alone, the MicroLoan/Grant concept can help individuals and families of potential move out of poverty to a middle and upper-middle class standard. A significant percent of those 400,000 low-income in the Twin Cities are energetic people of potential. With a boost up of $1,000 or more with some mentoring from our volunteers, they would be able to change their lives dramatically.