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Carl Richards, a financial planner and a regular on The New York Times' Bucks blog, uses graphs and diagrams to explain personal finance. And as you know, sketches are always twice as charming when they are on the back of a napkin. Together, the collection provides sound financial advice, so that you don't end up poor and bankrupt, chasing the next Google or investing in entertainment.

the reality is that tuition for online schools is not consistently lower than tuition for traditional schools across the board. How much you'll pay depends on the type of school and its prestige, as well as your personal financial aid package-whether you're studying online or in a classroom.

Class Differences: Online Education in the United States, 2010 is the eighth annual report on thestate of online learning among higher education institutions in the United States. The study isaimed at answering some of the fundamental questions about the nature and extent of onlineeducation. Based on responses from over 2,500 colleges and universities, the report addresses thefollowing key issues:* Is Online Learning Strategic?* How Many Students are Learning Online?* Are Learning Outcomes in Online Comparable to Face-to-Face?* What is the Impact of the Economy on Online Education?* Proposed Federal Regulations on Financial Aid.* What is the Future for Online Enrollment Growth?

In a continuing series of back-of-the-napkin drawings and posts on the Bucks blog Carl Richards, a financial planner, has been explaining the basics of money through simple graphs and diagrams. Here we bring them to you all in one place for easier browsing.

Like any good spreadsheet program, Google Spreadsheets supports a wide array of built-in functions.There are old standbys like SUM and AVERAGE. Mathematical, financial or statistical functions to help you crunch numbers. Even functions that manipulate dates and text. Enter them manually, or use the formulas tab to find the functions you need.

Homeless children and youth are arguably the most forgotten population when it comes to education. Since 1989, the National Association for the Education of Homeless Children and Youth (NAEHCY) has been an advocate for equitable services from public schools for homeless youth. Additionally, their website states that it has encouraged "strategies for effective instruction, pupil services, and research." Visitors unfamiliar with the main piece of legislation in place for educating homeless children and youth can read the full-text of the McKinney-Vento Homeless Assistance Act under the "Legislation and Policy" tab. Users may also find the "Higher Education" link, also under the Legislation and Policy tab, to be informative about how the Higher Education Act has "the potential to assist these youth to graduate from high school, apply for and access postsecondary education, and complete their degrees." A link to the related resource "NAEHCY PowerPoint Library - Unaccompanied Youth" can be found in the right corner of the page. Valuable information about how unaccompanied homeless youth can successfully fill out the Free Student Application for Financial Aid (FAFSA) is also available in the "Higher Education" area

Since the economic downturn began I've noticed much more interest in open source Learning Management Systems (LMS), and it's no surprise that when people ask what the options are, the answer is usually Moodle. Now, there's nothing wrong with Moodle, but it certainly isn't the only open source LMS out there. Because there is no licensing cost involved with open source solutions, its easy for organisations to just jump in and set up the first solution that comes along. There is however a cost to installation and support, either financial or time related. Anyone setting up an LMS has a responsibility to research and choose the solution that is right for the learners and the organisation.