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use the pull-down menu to quickly generate text, choosing color, outline, size, transparency)

Make a photo collage quickly and easily from your social sites, Bing Image search and more. Just choose your images and choose a layout. You can even enter text as a layout. http://ictmagic.wikispaces.com/Photos+%26+Images

"Drawing For Children Written by Mark Overmars Drawing for Childen is a free drawing program for children with many nice options. You can draw with many different pens, you can put stamps on your drawings, create all sort of text effects, and much more. The program is suitable for very young children and has a child mode especially for them. But it also provides lots of fun to older kids. It is used by hundreds of thousands of kids all over the world. The best way to see what is possible is to simply download it and install it. Remember, it is free. "

Sketchpad  is a cool platform that you can use to make awesome drawings using text and a wide range of colours and patterns.