Understanding Your Tenant Application: What's Behind the Scores? - 3 views

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  #1 alexx54 on 04 Jun 25

   

  I'm helping my daughter apply for her first apartment and they asked for her resident score. I'm a bit confused-how is that different from a credit score? Are both necessary, or is one more important for landlords?

   

  <div class="cArrow"> </div><div class="cContentInner">I'm helping my daughter apply for her first apartment and they asked for her resident score. I'm a bit confused-how is that different from a credit score? Are both necessary, or is one more important for landlords?</div>

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  #2 vikkii on 05 Jun 25

   

  That's a great question-and it trips up a lot of people. A credit score focuses on financial behavior: loans, credit cards, payment history. A resident score, on the other hand, is more tailored to rental history, including things like prior evictions, lease violations, and on-time rent payments. Landlords often use both, but the resident score can provide more context about someone's behavior as a tenant, which is especially helpful if the applicant is younger or has little credit history. If you want a clearer breakdown of the two, this link provides a really thorough comparison of the differences and how each is used by landlords during tenant screening.

   

  <div class="cArrow"> </div><div class="cContentInner">That's a great question-and it trips up a lot of people. A credit score focuses on financial behavior: loans, credit cards, payment history. A resident score, on the other hand, is more tailored to rental history, including things like prior evictions, lease violations, and on-time rent payments. Landlords often use both, but the resident score can provide more context about someone's behavior as a tenant, which is especially helpful if the applicant is younger or has little credit history. If you want a clearer breakdown of the two, this <a rel="nofollow" href="https://actualite.cd/2025/03/07/les-femmes-africaines-dans-le-sport-le-chemin-du-succes-et-de-la-reconnaissance">link</a> provides a really thorough comparison of the differences and how each is used by landlords during tenant screening.</div>

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  #3 phobe8 on 06 Jun 25

   

  I didn't realize there were two separate scores either-makes sense now why they're both considered. It's good that landlords look at rental behavior too, not just finances.

   

  <div class="cArrow"> </div><div class="cContentInner">I didn't realize there were two separate scores either-makes sense now why they're both considered. It's good that landlords look at rental behavior too, not just finances.</div>

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