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"It's never nice to owe money, even if it's just to your mate for the fiver they lent you yesterday. It's also unbelievably annoying having to get money out, break a note and return said loan (something that generally leaves you with a fistful of coins and a burning sense of anger). Well no more, as Barclays Pingit is here to take care of your minuscule monetary manoeuvres."

"Barclays Pingit, the person-to-person money transfer service launched by the bank in February, has now been expanded to encompass all UK banks."