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Fraud analytics is the fastest growing technology in the global online payment fraud detection market owing to the increasing adoption of AI in online payment fraud detection solutions. Continuous advancements in technologies is leading fraudsters to use sophisticated tools resulting in challenging environment for enterprises to prevent themselves from fraud incidents. Hence, due to the need for real-time information, vendors have introduced technology-based online payment fraud detection solutions, which are more capable and intelligent.

IoT stands for Internet of Things and also sometimes known as the internet of everything (IoE). With the help of new age sensors and networking chips physical objects or "Things" can be connected to each other in a network. These devices help in making intelligent decisions and choices based on data they transfer and process.