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As a self-confessed Apple fan boy, I own an original 2G model - such as was my impatience in waiting forever for it to arrive in Australia (like every other bit of technology of course).

If you want to send money abroad, it's important that we have all the details of your business so that we can verify it and make sure everything is above board. Once this has been done and approved by us, then as long as it's still in place at least once every 6 months (this is called "maintenance"), then there will be no further charges made against the account - even if there have been no transactions during this period.

TransferWise is a global money transfer service, operating in over 50 countries. It allows users to send and receive money internationally at a lower cost than traditional banks or other services like PayPal. TransferWise was founded by Taavet Jinrikisha and Kristo Wassermann in 2011; both are originally from Estonia but now live in London. The company received $50 million funding from venture capital firms such as Andersen Horowitz and Highland Capital Partners, as well as personal investments from Bill Gates and Richard Branson among others.