Thought this might be an important term that could come up at times.
Financial Crisis Responsibility Fee:
A tax proposed in 2010 to be levied on financial firms that received money from the Troubled Asset Relief Program (TARP). The Financial Crisis Responsibility Fee would continue to be used until the United States recoups the costs from stabilizing Wall Street during the 2007-2010 financial crisis.
It is designed to be levied on the highly-leveraged firms considered to be at the root of the 2007-2010 financial crisis, and will mostly likely affect larger financial firms.

http://www.investopedia.com/terms/f/financial-crisis-responsibility-fee.asp

In the case of due dilligence for Goldman Sachs really they were not so much committing a crime as they were being more unethical in their efforts to bring in revenue. Selling off high risk securities and making it known they are high risk is not illegal.