You should also take personal finance seriously as can affect your credit score which is an important factor involved in loan disbursements and even jobs. Read our Blog to find out more
Debt. A four-letter word which can be a huge thing to handle when it comes to not being able to pay it back! With the ease of loans and the availability of credit, it has become easier for everyone to access money when they don't really have it! However, with a lot of power comes a lot of responsibility.
A credit score is a three-digit number that determines if you are creditworthy to your future lenders. It's an easy process to get your cibil report done and get a loan if you are on the higher side of it.
Do you feel that you do not need your credit score care if you do not need a loan at this time? Think again. By not improving your credit rating, you risk losing much more in your life than you can imagine.