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In the past, prospective home buyers turned only banks to get the mortgage and buy their dream house. However, looking at tremendous success of credit lines at the market place has introduced mortgage brokers who functional independently than banks. Basically, brokers for a loan act as middleman between banks/mortgage lenders and borrowers on the wholesale end to secure financing for homeowners. These brokers are a big part of mortgage business and constitute up 10% of all home loan origins.

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