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Money-saving tips 12 money-saving tips to help your family prepare for their future : 1. Learn to save young - Piggy banks, savings accounts, and money tins, 2. Respect money and it will respect YOU! 3. Give pocket money and make them earn it, 4. Reward hard work, not a failure, 5. Spending money doesn't have to be associated with having fun (what's free and enjoyable for the family), 6. Everything in life trades time for money - Is it worth it? 7. Instant vs delayed gratification? 8. Plan for the future, 9. Stop buying it (because you never had it as a kid), 10. Do I really need it? *use my 24-hour rule for a big purchase 11. Actions speak louder than words they are always watching! 12. What can you cut back?

With only a few days remaining until Amy returns home, Ricky cannot seem to remain faithful to her. And if the tension wasn't thick enough already, Adrian has an unfortunate pregnancy scare that takes her to the emergency room. With their emotions running high, Ben and Adrian have a huge fight, leaving Adrian in tears. Once Ben realizes how much Adrian and their unborn baby mean to him, he delivers a heartfelt apology with a special gift. And haven't spent so much time dealing with his son's problems, Ben's dad has become unsure of his own marriage to Betty. Meanwhile, Jack and Madison are forbidden to see each other, and Jack tries to prevent Grace from seeing Grant.

Justin Paperny: Hi everyone. I'm Justin Paperny with White Collar Advice, and I'm pleased to welcome my friend and colleague Michael Szafranksi to the program. Hey bud. Michael S.: Hey Justin. Justin Paperny: Let's jump right in with your experience through Miami Federal Prison Camp. You wrote a guest blog on the White Collar Advice site. I'm going to put up a link to the blog, but in that blog, you said, "Miami is different than a lot of another federal prison camps." Miami Federal Prison What did you mean? Michael S.: Well, Miami itself just outside of the world of prison sort of operates on its own set of rules. It's certainly South America within the United States. On top of that, when you get to the prison itself, you're a population that is less white collar than many of the other prison camps plus the fact that it's attached to a low security prison means a lot of inmates transition relatively early on from the low to the camp, so you have a population that's different, and as a result of that, you have different stringencies imposed on the inmates by staff. Justin Paperny: Okay, so we'll get into those stringencies in a minute. Let's first talk about how you got to the federal prison camp in Miami. The majority of my clients, our clients, self surrender to prison, but on occasion, they're remanded to custody in part because of the case or the judge. Tell us how you actually got to the federal prison camp.

Still, imprisonment can be harder on those that love and support us, including our wives. For that reason, Ro Clausen and I proudly share a video that addresses how prison wives can both prepare for and thrive through that{ first day in federal prison.} To view our private video, 10 Things You Have To Know If Your Husband Is Going To Prison

I want to do this video, in part, because I received a call this morning from a defendant in North Carolina, actually not far from Wake Forest University, where I've done some speaking in the past. This defendant called after watching a video I filmed last year called 10 Ways to Get More Time in Prison and in that video I talked about if you don't accept responsibility, or disclose your substance abuse, or if you continue to spend really aggressively, if you owe restitution, if you don't engage in volunteer work, if you don't work openly with your lawyer, so I identified 10 things that I think could lead to a longer term in prison.