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James Hudson

The Pros and Cons of Using Technology to Increase Employee Productivity - 0 views

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    There are so many mobile gadgets and gizmos today that virtually everyone has one. This means we always have access to email and social media regardless of where we are. Small business owners everywhere are considering how they can use this technology to be faster, more efficient, and stay on top of things better than ever before.
James Hudson

What is the best way to attain a small business loan when you have a bad credit? - 0 views

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    You can always take the help of your realtives, friends and family to help you finance your initial ventures. Credit scores are relatively important when you are asking for loans from lenders. There are credit card options with people for bad credit but it entails high rate of interest. If you have a colatteral, getting a lon becomes easier. Talk to to one o the loan experts in Biz2Credit and they can guide you.
James Hudson

Can a small business secure financing after a natural disaster? - 0 views

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    Yes, Small Business can secure financing for natural disaster if it falls under the declared disaster state by the Government. SBA does provide various assistance in forms of disaster loans.
James Hudson

How does one set up the legal structure of the business? - 0 views

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    You can actually setup your business through your biz2credit profile. We have partnered with different sources where you will receive a discount on the setup fees. Contact Biz2Credit for more information on these partnerships.
James Hudson

What is LTV? - 0 views

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    Loan to Value is the ratio of the gross value of the aset which can include both the value of the real estate and other hard collateral as well as goodwill for the business. Typically banks look at capping the LTV to 80% and want the borrower to bring in 20% of the value of the business.
James Hudson

Small Business Loan Tips for Women - 0 views

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    This blog post is very informative for women entrepreneurs who wants to lead the business. And don't want to spoil their business by the lack of capital. Must read the small business loan tips for women.
James Hudson

What is EBITDA? - 0 views

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    Earnings Before Interest Taxation Depreciation and Amortization (EBITDA) measures profitability. It's important to note that EBITDA can be misleading as a cash flow evaluation tool because it does not take into account cash used to fund working capital or replace old equipment. EBITDA = Revenue - Expenses (excluding interest, tax, depreciation and amortization)
James Hudson

Small business loans a boon to the start ups - 0 views

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    A five-year study on credit and financing for startup businesses has concluded that startup business financing has a positive impact on a business' potential to secure financing in the future. Even businesses that received relatively smaller loans demonstrated a greater likelihood of securing future funding.
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