Debt Service Coverage Ratio (DSCR) is the ratio of cash available for debt servicing to interest, lease and principal payments. It is a common benchmark used to ascertain the ability for one to produce enough cash to repay his/her debts. It is calculated by: DSCR = (Annual Net Income + Amortization/Depreciation + Interest Expense + other non-cash and discretionary items (such as non-contractual management bonuses)) / (Principal Repayment + Interest payments + Lease payments

Biz2Credit helps etrepreneurs choose loans that suit their business from a network of 1200 plus lenders. Biz2Credit charges a small amount both from the lenders and the entrepreneurs only when the loan closes. there is no prequalified fees as such.

Biz2Credit has raised $1 billion in funding over a period of 6 years, helping thousand of entrepreneurs secure business funding across divers areas. To know more about Biz2Credit.com click here http://www.biz2credit.com/about

Yes. There are many options for bad credit loans. Biz2Credit through its network of 1200 lenders have helped thousands of businesses secure loans fro bad credit over the years. To know more click here http://www.biz2credit.com/get-a-loan/quick-bad-credit-business-loans.html

Earnings Before Interest Taxation Depreciation and Amortization (EBITDA) measures profitability. It's important to note that EBITDA can be misleading as a cash flow evaluation tool because it does not take into account cash used to fund working capital or replace old equipment. EBITDA = Revenue - Expenses (excluding interest, tax, depreciation and amortization)

Yes, Biz2Credit has helped thousand of applocants applying fro SBA Disaster loans. Biz2Credit are the experts in SBA loans and they can defnitiely guide you through the wholw process. To know more click here http://www.biz2credit.com/get-a-loan/small-business-loans.html

Yes,depending ont the size of your business and loan terms and repayment options, collateral may or may not be used. Generally for small business loans collateral are not attached but for secured loans collateral is a must. to know more visithttp://www.biz2credit.com/get-a-loan.html .

A business line of credit is an understanding between a financial institution and the borrowers. It provides a maximum loan balance that the bank permits the borrower to maintain. The borrower can withdraw on the lines of credit at any period within the allowed loan balance.

Yes, It is a good idea to have all your business recorded in the form of a business plan. It helps the lenders understand what your business is and how you propose to bring in revenues for them. To know more click below.  http://www.biz2credit.com/business-essentials

Biz2Credit has various small business programs from euipment financing to business loans for women, merchant cash advance to business line of credit. Biz2Crdit has helped thousands of entrepreneurs across diverse sectors. To find out more click here http://www.biz2credit.com/get-a-loan.html

Biz2credit has helped ACCION in many ways:1. It has helped them streamline the services 2. It has helped them increase the scale of their business 3. It has helped them keep current with this digital work. Watch this full video to know more.

What is known as the Obama credit card debt relief plan.Want to know more myth about Obama's debit relief Programs, Which business can get the benefits of program watch this video.

 Biz2Credit is built to provide up to four loan product suggestions to borrowers. However, due to the sophisticated matching algorithm and thorough data analytical process, borrowers receive 2 to 3 options on average.

The maximum loan amount that the SBA can guarantee is generally $ 2 million depending on the program and the type of loan. It keeps on varying though. For more information you can visit http://www.biz2credit.com/get-a-loan/small-business-loans.html

How to get a funding to start a new small business?. At Biz2credit, Not only can you apply for a Small Biz loan, there is additional bountiful information you get for your business. Watch this video.

More than 1100 lenders use Biz2credit to boost their sales activities and cut their customer acquisition costs. Biz2credit uses its patented technology to speed up the process to loan approvals for you. If you like to grow your small business portfolio call us at 877-861-2210. For more information watch this video.

Business line of credit is an understanding between the lender and the borrower. The lender agrees to maintain a maximum loan balance with the borrower. The borrower can withdraw any amount of money at any period or time but within the limit defined by the lender and the other terms annd conditions agreed upon

The U.S. Small Business Administration, or SBA, is a federal agency that provides loan guaranty programs and other services to support and encourage the growth and development of small businesses across the United States. It was founded on July 30, 1953, and has delivered over 20 million loans, guarantees, counseling sessions, contracts, and other forms of assistance to small businesses across the country. SBA loans are offered to borrowers through multiple financial institutions. To know more about SBA loans and how Biz2Credit can help you click the link below.

Nisha Khanna, owner of Sweet & Sassy in Old Bridge, NJ, talks about how she was able to get funding to open her franchise. What made her dream true?. Watch Here

Biz2Credit is a secure online community which provides business loans for small and medium size business owners with tools to access, analyze and transact with lenders/vendors worldwide. Proprietary technology matches borrower requirements with optimum funding options, business services, while managing exchange of information and documents.