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Hazel Sarah Musfelt Hazel Sarah (Perreten) Musfelt, 96, formerly of Rushville, passed away March 29, 2012 at the heritage Nursing Home in Bridgeport. She was a resident of Sheridan County most of her life and also resided in Cherry County for twenty years. The eldest of eight children, Hazel was born December 30, 1915 to the parents of William and Lulu Perreten at the home of her grandmother Sarah Spittler in Hay Springs. She was baptized February 14, 1927 at Clinton with the Rev A.E. Richardson. While at home, Hazel worked in the fields alongside her father and spoke very admirably of him. Growing up she rode her horse four miles to District 14 School and also back and forth to town to take music lessons from Mrs. Roland Fairhead, tying her horse to the hitching post, east of where the bank offices used to be, now the Chamberlain Garage. Later she drove the horse and buggy to pick up the neighbor children and the teacher. In high school her father got her a Model T Ford to go to school during the winter months and recalls she would have to drain the radiator so it wouldn't freeze then got into the boiler room in the school to heat up water before heading back home. After graduating from Rushville High School in 1935, Hazel cooked for the Sandoz Ranches. She married Edward Musfelt, a ranch hand from the Sand Hills. Their union was blessed with one child, daughter Bonnie Mae. They worked at different ranches before Edward went to work at the Dept of Defense at Sidney, Harvard, Alliance and Crawford. They leased the Hanchett Ranch for 16 years in Cherry County on share basis (half calf crop.) She worked side by side with her husband putting up hay; mowing, sweeping, raking and also fixing fences. She also raised 500 chickens, and her cellar was full of canned meat, vegetables, fruits, jellies and she made her own soap. They then ranched south of Eli for 9 years for Stan and Ada Mae Boltz. In 1965, Hazel and Edward purchased and operated the Hills Motel in Gordon for

Springhill Care Group | South Korean hospital won't transfer American home until $40K bill is paid http://springhillcaregroup.net/archives/264 Sean Jones family ask for donations for the young English teacher who has the rare brain disease anti-NMDA receptor encephalitis, can continue treatment in the United States. According to the reports, the American teacher Sean Jones was treated for a rare brain disease in South Korea is unable to return home until his nearly-$40,000 hospital bill is paid The family of an American man stuck in a South Korean hospital is requesting for donations to bring him home. Since May, the young teacher Sean Jones from Oklahoma City, has been hospitalized with anti-NMDA receptor encephalitis, a rare autoimmune disease that causes swelling in the brain. Reports says that Yonsei University Severance Hospital in Seoul refuses to release him after his bill of nearly $40,000 is paid while Jones' family wants him transferred to an American hospital for continued treatment Friends and family have set up a Facebook page and a Giveforward.com account to raise money for medical costs. So far they have raised about three-quarters of the goal, Sean's mother, LaTanya Dodd, told The Korea Herald. "I really don't know if they can legally hold him here. If they can't legally do so, he will be going," said Dodd, who came to South Korea in July to care for her son, to the paper. "They won't care for him anymore, and that's what I'm worried about. Is that going to affect the whole outcome - just sitting here waiting?" Family members said Jones was moved to a group room and suffers from bedsores due to a lack of care. The fresh college grad, portrayed as outgoing and passionate about education, had been teaching English in Hwajung for almost a year when he started experiencing headaches and hallucinations. He was prescribed by the doctor, antidepressants and was advised to rest but his conditioned worsened. He was admitted t

HUFFINGTONPOST - The British National Party's candidate for mayor of Liverpool has been arrested on suspicion faking signatures on his nomination papers. Mike Whitby, who is on Thursday's ballot paper for the directly-elected post, was held by police at his home in north Wales on Monday. Detectives arrived at the house at 7.30am but the candidate refused to co-operate and officer were unable to detain him until around six hours later, the Press Association reported. Merseyside Police said he remains in custody being questioned over alleged electoral fraud by making false statements and faking signatures on nomination election papers. Detective Superintendent Martin Andrew, of Merseyside Police, said: "Following an allegation that nomination forms for the mayoral elections had been fraudulently filled in, a police investigation was launched. "Officers conducted extensive inquiries in the Wavertree area of Liverpool over the weekend and interviewed a significant number of people. "Following those inquiries and after taking advice from the Crown Prosecution Service, Merseyside police officers attended an address in the Wrexham area of North Wales at 7.30am today to speak to the homeowner about the allegations. "My officers made repeated attempts to speak to the occupant and, at around 1.30pm today, they arrested a 59-year-old man on suspicion of making false statements and faking signatures on nomination election papers - an offence under Section 65A of the Representation of the People Act. "The man was taken to a police station in Wrexham where he was interviewed about the allegations. "He currently remains in police custody." The complaint was made to Merseyside Police following an investigation by the Liverpool Echo which reported alleged irregularities in Mr Whitby's nomination papers. A BNP spokesman said Whitby denies the allegations and stands by the names on his nomination form. He added: "Mike and his wife went to every sing

PARK MINHO'S BLOGSPOT - The British National Party's candidate for mayor of Liverpool has been arrested on suspicion faking signatures on his nomination papers. Mike Whitby, who is on Thursday's ballot paper for the directly-elected post, was held by police at his home in north Wales on Monday. Detectives arrived at the house at 7.30am but the candidate refused to co-operate and officer were unable to detain him until around six hours later, the Press Association reported. Merseyside Police said he remains in custody being questioned over alleged electoral fraud by making false statements and faking signatures on nomination election papers. Detective Superintendent Martin Andrew, of Merseyside Police, said: "Following an allegation that nomination forms for the mayoral elections had been fraudulently filled in, a police investigation was launched. "Officers conducted extensive inquiries in the Wavertree area of Liverpool over the weekend and interviewed a significant number of people. "Following those inquiries and after taking advice from the Crown Prosecution Service, Merseyside police officers attended an address in the Wrexham area of North Wales at 7.30am today to speak to the homeowner about the allegations. "My officers made repeated attempts to speak to the occupant and, at around 1.30pm today, they arrested a 59-year-old man on suspicion of making false statements and faking signatures on nomination election papers - an offence under Section 65A of the Representation of the People Act. "The man was taken to a police station in Wrexham where he was interviewed about the allegations. "He currently remains in police custody." The complaint was made to Merseyside Police following an investigation by the Liverpool Echo which reported alleged irregularities in Mr Whitby's nomination papers. A BNP spokesman said Whitby denies the allegations and stands by the names on his nomination form. He added: "Mike and his wife went to e

Group of Springhill South Korea on Fc2 Knowhow - The British National Party's candidate for mayor of Liverpool has been arrested on suspicion faking signatures on his nomination papers. Mike Whitby, who is on Thursday's ballot paper for the directly-elected post, was held by police at his home in north Wales on Monday. Detectives arrived at the house at 7.30am but the candidate refused to co-operate and officer were unable to detain him until around six hours later, the Press Association reported. Merseyside Police said he remains in custody being questioned over alleged electoral fraud by making false statements and faking signatures on nomination election papers. Detective Superintendent Martin Andrew, of Merseyside Police, said: "Following an allegation that nomination forms for the mayoral elections had been fraudulently filled in, a police investigation was launched. "Officers conducted extensive inquiries in the Wavertree area of Liverpool over the weekend and interviewed a significant number of people. "Following those inquiries and after taking advice from the Crown Prosecution Service, Merseyside police officers attended an address in the Wrexham area of North Wales at 7.30am today to speak to the homeowner about the allegations. "My officers made repeated attempts to speak to the occupant and, at around 1.30pm today, they arrested a 59-year-old man on suspicion of making false statements and faking signatures on nomination election papers - an offence under Section 65A of the Representation of the People Act. "The man was taken to a police station in Wrexham where he was interviewed about the allegations. "He currently remains in police custody." The complaint was made to Merseyside Police following an investigation by the Liverpool Echo which reported alleged irregularities in Mr Whitby's nomination papers. A BNP spokesman said Whitby denies the allegations and stands by the names on his nomination form. He added: "Mike

MOBILE, Alabama - Drury Lane in Country Club Estates has the look and feel of a country lane: secluded, narrow - less than two lanes wide - and heavily-wooded, with well-kept homes appearing as if by magic among the trees. Yet some of its 17 homes, including corner lots at Wimbledon Drive to the south and Hillwood Road to the north, are within a short iron shot of the Country Club of Mobile north nine golf course and about two blocks from the main club buildings themselves. Residents of Drury Lane, from near and far, had high praise for the Spring Hill area and their neighbors. "We love it here. Absolutely love it. Drury Lane is a wonderful street. The best street in Mobile, I believe," said resident Lee Robinson, a Mobile native, who grew up 300 yards away on Wimbledon Drive, where his parents, Lee and Helen Robinson, still live. The Robinsons' home is one of the through lots on the street, with a front entrance on Hillwood Road and a back entrance on Drury Lane. The family prefers the backyard for activities and neighboring, said Robinson. "The neighbors have been fabulous and a huge blessing," said his wife, Aimee, also a Mobile native. "The minute you have a storm, everyone here comes together." The Robinsons and their three daughters had just moved in shortly before Hurricane Katrina in August 2005, but were invited to stay the night with neighbors, who had 14 people in their home, to share their generator power, she said. Robinson discovered both Mobile and family tradition in the vintage 1937 home on the lane when he thoroughly renovated it in 2007-08. The home had original hardwood floors, a double coincidence, because Robinson is president of Overseas Hardwoods Co., and his grandfather was in the hardwood flooring business with the family-owned Mobile River Sawmill in Mount Vernon, Robinson said. Mobile River Sawmill first made hardwood flooring in the early 1930s - the mill was so

The right heating controls will let you keep your home at a comfortable temperature without wasting fuel or heat - so you'll reduce your carbon dioxide emissions and spend less on heating bills. If you have an electric storage heating and hot water system, with storage heaters use the off-peak electricity to 'charge up' overnight and then release heat during the day, you'll need a different set of controls. Find out more about electric heating and hot water controls. If your home is heated by a system of water-filled pipes and radiators running from a boiler, you have a 'wet' central heating system, whether it is gas, LPG or oil-fired. Your full set of controls should ideally include a boiler thermostat, a timer or programmer, a room thermostat and thermostatic radiator valves (TRVs). How much can you save? Temperature controls Timing controls What we recommend How much can you save? Whatever the age of your boiler, the right controls will let you set your heating and hot water to come on and off when you need them, heat just the areas of your home you want, and decide how warm you want each area to be. Here are the average savings you could make in a typical three-bedroom semi-detached home, heated by gas: Install a room thermostat if you didn't have one before: £70 and 280kg carbon dioxide a year Fit a hot water tank thermostat: £30 and 130kg carbon dioxide a year Fit a hot water tank insulation jacket: £40 and 170kg carbon dioxide a year. You can also make savings by using your controls more effectively: Turn down your room thermostat by one degree: save around £55 and 230kg carbon dioxide a year. You can upgrade or install heating controls without replacing your boiler, and it's a particularly good idea to think about this if your controls are over 12 years old. Room thermostats, for example, are much more accurate than they used to be. Temperature controls Room thermostats These prevent your home getting warmer than it needs to b

The right heating controls will let you keep your home at a comfortable temperature without wasting fuel or heat - so you'll reduce your carbon dioxide emissions and spend less on heating bills. If you have an electric storage heating and hot water system, with storage heaters use the off-peak electricity to 'charge up' overnight and then release heat during the day, you'll need a different set of controls. Find out more about electric heating and hot water controls. If your home is heated by a system of water-filled pipes and radiators running from a boiler, you have a 'wet' central heating system, whether it is gas, LPG or oil-fired. Your full set of controls should ideally include a boiler thermostat, a timer or programmer, a room thermostat and thermostatic radiator valves (TRVs). How much can you save? Temperature controls Timing controls What we recommend How much can you save? Whatever the age of your boiler, the right controls will let you set your heating and hot water to come on and off when you need them, heat just the areas of your home you want, and decide how warm you want each area to be. Here are the average savings you could make in a typical three-bedroom semi-detached home, heated by gas: Install a room thermostat if you didn't have one before: £70 and 280kg carbon dioxide a year Fit a hot water tank thermostat: £30 and 130kg carbon dioxide a year Fit a hot water tank insulation jacket: £40 and 170kg carbon dioxide a year. You can also make savings by using your controls more effectively: Turn down your room thermostat by one degree: save around £55 and 230kg carbon dioxide a year. You can upgrade or install heating controls without replacing your boiler, and it's a particularly good idea to think about this if your controls are over 12 years old. Room thermostats, for example, are much more accurate than they used to be. Temperature controls Room thermostats These prevent your home getting warmer than it nee

Springhill Group You may find fat kids cutie ones but they may be starting to suffer from obesity. Obesity is a serious medical condition that often leads to serious diseases. Childhood obesity often carried out until adulthood, more health complications may occur. And obesity plays a significant role in causing certain so called 'adult ailments' in our children such as high blood pressure and high cholesterol. Childhood obesity is usually caused by eating too much and not getting enough exercise. While there are some genetic and hormonal causes of childhood obesity, studies show the primary cause of children being overweight is due to lifestyle issues such as eating more calories than is needed to support their growing bodies, daily activities and metabolism. All experts agreed that obesity is a health risk that may result to the following health problems for children. Hypertension Type 2 Diabetes Orthopedic Sleep Depression Asthma Body Mass Index (BMI) Height and BMI Heredity Signs of stress of weight on lower limbs and joints Absence of logical thinking How to treat obesity in children: If your child has a weight problem you should a consult a doctor or nutritionist. A healthy eating plan is strongly suggested. This is also to make sure that no serious health problems have developed. Some parents delay this action in the hopes that the problem will just go away but this delay can cause more complications and illness and I will get worse. Not only obesity can cause many health problems but it can also cause variety of emotional problems. Their being obese can lower their self-esteem. So do not make them feel bad more about themselves, they had enough from school instead just need to help them by developing healthy eating and exercise habits, and lots and lots of moral support. You should be aware avoiding making their weight as an issue, if you will encourage him to focus on his weight tendency is that their self-esteem will suffer more rather it

I think there's something wrong with the printer-friendly version of this page. When I try to print this it comes out all messed up. The layout is horrible and you can barely read a thing.

Springhill Group You may find fat kids cutie ones but they may be starting to suffer from obesity. Obesity is a serious medical condition that often leads to serious diseases. Childhood obesity often carried out until adulthood, more health complications may occur. And obesity plays a significant role in causing certain so called 'adult ailments' in our children such as high blood pressure and high cholesterol. Childhood obesity is usually caused by eating too much and not getting enough exercise. While there are some genetic and hormonal causes of childhood obesity, studies show the primary cause of children being overweight is due to lifestyle issues such as eating more calories than is needed to support their growing bodies, daily activities and metabolism. All experts agreed that obesity is a health risk that may result to the following health problems for children. Hypertension Type 2 Diabetes Orthopedic Sleep Depression Asthma Body Mass Index (BMI) Height and BMI Heredity Signs of stress of weight on lower limbs and joints Absence of logical thinking How to treat obesity in children: If your child has a weight problem you should a consult a doctor or nutritionist. A healthy eating plan is strongly suggested. This is also to make sure that no serious health problems have developed. Some parents delay this action in the hopes that the problem will just go away but this delay can cause more complications and illness and I will get worse. Not only obesity can cause many health problems but it can also cause variety of emotional problems. Their being obese can lower their self-esteem. So do not make them feel bad more about themselves, they had enough from school instead just need to help them by developing healthy eating and exercise habits, and lots and lots of moral support. You should be aware avoiding making their weight as an issue, if you will encourage him to focus on his weight tendency is that their self-esteem will suffer more rather it

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Springhill Group You may find fat kids cutie ones but they may be starting to suffer from obesity. Obesity is a serious medical condition that often leads to serious diseases. Childhood obesity often carried out until adulthood, more health complications may occur. And obesity plays a significant role in causing certain so called 'adult ailments' in our children such as high blood pressure and high cholesterol. Childhood obesity is usually caused by eating too much and not getting enough exercise. While there are some genetic and hormonal causes of childhood obesity, studies show the primary cause of children being overweight is due to lifestyle issues such as eating more calories than is needed to support their growing bodies, daily activities and metabolism. All experts agreed that obesity is a health risk that may result to the following health problems for children. Hypertension Type 2 Diabetes Orthopedic Sleep Depression Asthma Body Mass Index (BMI) Height and BMI Heredity Signs of stress of weight on lower limbs and joints Absence of logical thinking How to treat obesity in children: If your child has a weight problem you should a consult a doctor or nutritionist. A healthy eating plan is strongly suggested. This is also to make sure that no serious health problems have developed. Some parents delay this action in the hopes that the problem will just go away but this delay can cause more complications and illness and I will get worse. Not only obesity can cause many health problems but it can also cause variety of emotional problems. Their being obese can lower their self-esteem. So do not make them feel bad more about themselves, they had enough from school instead just need to help them by developing healthy eating and exercise habits, and lots and lots of moral support. You should be aware avoiding making their weight as an issue, if you will encourage him to focus on his weight tendency is that their self-esteem will suffer more rather it

Good job ! keep it up, hope to read your other updates.

Springhill Group You may find fat kids cutie ones but they may be starting to suffer from obesity. Obesity is a serious medical condition that often leads to serious diseases. Childhood obesity often carried out until adulthood, more health complications may occur. And obesity plays a significant role in causing certain so called 'adult ailments' in our children such as high blood pressure and high cholesterol. Childhood obesity is usually caused by eating too much and not getting enough exercise. While there are some genetic and hormonal causes of childhood obesity, studies show the primary cause of children being overweight is due to lifestyle issues such as eating more calories than is needed to support their growing bodies, daily activities and metabolism. All experts agreed that obesity is a health risk that may result to the following health problems for children. Hypertension Type 2 Diabetes Orthopedic Sleep Depression Asthma Body Mass Index (BMI) Height and BMI Heredity Signs of stress of weight on lower limbs and joints Absence of logical thinking How to treat obesity in children: If your child has a weight problem you should a consult a doctor or nutritionist. A healthy eating plan is strongly suggested. This is also to make sure that no serious health problems have developed. Some parents delay this action in the hopes that the problem will just go away but this delay can cause more complications and illness and I will get worse. Not only obesity can cause many health problems but it can also cause variety of emotional problems. Their being obese can lower their self-esteem. So do not make them feel bad more about themselves, they had enough from school instead just need to help them by developing healthy eating and exercise habits, and lots and lots of moral support. You should be aware avoiding making their weight as an issue, if you will encourage him to focus on his weight tendency is that their self-esteem will suffer more rather it

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Time is very essential to everybody. We will never know when were going to loose it. Today everyone seems to be very busy, everybody has to live and in order to live one must work for them. But we cannot work and take care of our parents or grandparents who's getting older and requires more care and attention. We became more concern about their safety at home. It's not an easy task caring for the elderly, especially if you are trying to do it alone. And aside from work, there comes a time when you will need a break, or just some time alone for yourself. With the constant worry that something may go wrong, the respites and personal time become nonexistent. Sometimes we are left with tough decision, whether or not an elderly family member should move into an assisted living facility is often one of the key questions. Home care for the elderly is an option for caregivers who need extra help while offering the elderly person a good quality of life for the rest of their years. To make your decision a lot easier, these advantages of letting elderly live in Home care might help you decide: 1. Seniors are getting more sensitive than usual. One advantage of leeting them stay in home care can give them the sense of freedom, and freedom for them could mean maintaining dignity, dignity which is something seniors feels like loosing as they age. This freedom would not be possible in an assisted living residence. This freedom could also mean that those who receive homecare can come and go as they please-for whatever reason. They can also choose their own meal times so they can eat whenever they are hungry unlike if meals are served to them, they might feel like prisoners. They are left with the feeling of they can decide for themselves. 2. It is proven that caring for pets can reduce stress levels and was also proven to have health benefits for seniors. Homes allow elderly to keep their pets and even beloved possessions with them for these possessions are tied

http://www.telegraph.co.uk/news/politics/9860430/Inheritance-stealth-tax-to-fund-care-for-the-elderly.html The Treasury is set to freeze the amount that people can inherit free of tax instead of increasing it in line with inflation. The allowance will be frozen at £325,000 despite George Osborne, the Chancellor, just eight weeks ago saying that he would increase the amount in two years. The rate will now not go up until at least 2019, according t The Sunday Times, meaning that thousands of families will be £95,000 worse off than if the allowance had risen. The measures would see 5,000 more people paying inheritance tax and are expected to contribute about £1 billion over the next five years towards the cost of care home bills for the elderly. Under those plans pensioners with savings of up to £123,000 are to receive state support with their care costs under Government plans. http://springhillcaregroup.net/

TELEGRAPH UK - Four pairs in the women's doubles were disqualified from the Olympics for underperforming in the final group stages on Tuesday night as they deliberately tried to lose by spraying shots wide or into the net to secure an easier quarter-final draw. The players, the Chinese world champions Wang Xiaoli and Yu Yang, Greysia Poli and Meiliana Jauhari of Indonesia and two South Korean pairs, Jung Kyung-eun and Kim Ha-na, and Ha Jung-eun and Kim Min Jung, were jeered by the crowd. The organising committee for the Games will not be offering refunds to spectators who attended on Tuesday evening, despite Lord Coe describing the incident as "depressing" and asking: "Who wants to sit through something like that?" Officials from the sport's governing body conducted a frantic round of meetings as they hastily arranged a disciplinary panel. An official announcement of its findings was only made public as spectators took their seats for last night's women's doubles quarter-finals. Pairs from Canada, South Africa, Russia and Australia, who had thought their Olympics were over, had to hastily prepare for a return to court in front of a sell-out crowd. "We found out we were playing at 3 o'clock," said Michelle Edwards, of South Africa. "Everything was so last minute. We packed our bags, rush, rush, rush and here we are. The mental preparation was almost zero." South Africa lost 2-0 to Russia but Australia took Canada to three sets before losing. The episode was deeply embarrassing for the badminton authorities who would have been aware that Jacques Rogge, president of the International Olympic Committee, recently described match fixing as the biggest threat to the Games. With all athletes and coaches swearing to uphold the Olympic oath at the opening ceremony, this damaged the integrity of the Games. The stakes were high for the badminton authorities with the prospect of two sports being removed from the Olympics before Rio 2016. "We are very

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MOBILE, Alabama - Drury Lane in Country Club Estates has the look and feel of a country lane: secluded, narrow - less than two lanes wide - and heavily-wooded, with well-kept homes appearing as if by magic among the trees. Yet some of its 17 homes, including corner lots at Wimbledon Drive to the south and Hillwood Road to the north, are within a short iron shot of the Country Club of Mobile north nine golf course and about two blocks from the main club buildings themselves. Residents of Drury Lane, from near and far, had high praise for the Spring Hill area and their neighbors. "We love it here. Absolutely love it. Drury Lane is a wonderful street. The best street in Mobile, I believe," said resident Lee Robinson, a Mobile native, who grew up 300 yards away on Wimbledon Drive, where his parents, Lee and Helen Robinson, still live. The Robinsons' home is one of the through lots on the street, with a front entrance on Hillwood Road and a back entrance on Drury Lane. The family prefers the backyard for activities and neighboring, said Robinson. "The neighbors have been fabulous and a huge blessing," said his wife, Aimee, also a Mobile native. "The minute you have a storm, everyone here comes together." The Robinsons and their three daughters had just moved in shortly before Hurricane Katrina in August 2005, but were invited to stay the night with neighbors, who had 14 people in their home, to share their generator power, she said. Robinson discovered both Mobile and family tradition in the vintage 1937 home on the lane when he thoroughly renovated it in 2007-08. The home had original hardwood floors, a double coincidence, because Robinson is president of Overseas Hardwoods Co., and his grandfather was in the hardwood flooring business with the family-owned Mobile River Sawmill in Mount Vernon, Robinson said. Mobile River Sawmill first made hardwood flooring in the early 1930s - the mill was sold to Scott Paper Co. in 1963.

The FTSE 100 fell 6.5 per cent in 2011 following a 10 per cent rise in 2010. That's disappointing - but it's better than the 15 per cent tumble for Germany and 17 per cent for France. KEY POINTS Up until the turbulence of 2011, the bulls were in the ascendency - it marked an incredible run. The Footsie's total rally to the mid-February 2011 high of 6091, represented a 73% recovery from the low of 3512 in March 2009. Emerging markets did even better in the bull market phase. The FTSE Emerging Latin America index [Bloomberg chart], rose 87% in 2009 and a further 13% in 2010. But fears for the global economy meant a sharp sell-off for the like of Brazil and China in 2011. The bad debts of banks that crippled the financial system have been passed on to governments (and their taxpayers), hence the sticky mess that emerged last year [more on Britain's debt woes]. Now debt threatens to bankrupt several southern European countries - this reality only sunk in during the summer of 2011 and was the reason for the poor performance of the stock markets in the second half of the year. The FTSE 100 hit a low of 4935 on 19 August - a 20 per cent fall from more than 5900 in July. Fresh hopes for a rescue package pumped markets back up in late October: the U.S. market had its best month since 1974. But the exuberance evaporated in November and December when a solid plan to save the euro continued to evade European leaders. Enlarge The stock market crash of 2011 We set out reasons for pessimism and optimism (which have barely changed in three years): The bull points * Central banks will stimulate economies with printed money at the slightest hint of trouble, and this has the side-effect of increasing demand for assets such as shares; * Shares look very cheap vs bonds. When FTSE 100 dividend yields exceed 10-year government bonds, it means shares are a buy. This happened in late summer 2010 and again in the second half of 2011. Others say this measure is flawed because