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If you're new to Cash App, you may be wondering if you can use the app without linking a bank account. The answer is yes! You can set up and use CashApp without a bank account. However, there are some limitations to consider. For example, you can't use features like Cash Out or Direct Deposit without linking a bank account. Here's what you need to know about using CashApp without a bank account. When you first sign up for Cash App, you'll be asked to link a bank account or debit card. If you don't have either of these things, don't worry - you can still use CashApp! Just select the "I don't have a bank account" option when prompted. With CashApp, you can send and receive money instantly with anyone else who uses the app. You can also request money from others, which they can then choose to accept or decline. However, there are some limitations to consider when using CashApp without a linked bank account.