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With a new year ahead of us comes new goals and a new start. Many people want to increase their productivity but don't know where to start.

You can actually increase your productivity by concentrating on one thing at a time. That's the message of The Power of Less.

Unlike most people however, I don't redeem Air Miles rewards to cash in for flights.  I redeem Air Miles rewards for products like $20 gas gift certificates from Shell.

The main concept behind DirectBuy is that they are an "insider's club" where members can purchase brand-name goods directly from manufacturers' warehouses and by doing so avoid the large retail markups that we see on most products. But is it worth it?

Many encourage their teen to get a part-time job in high school. But it may not be the best use of their time and be as productive as you might think.

"Though it's still winter, spring is right around the corner. And if you are a university senior, that means that a senior year slump isn't far away either."

Problems start to arise though, when the job interferes with what should be your primary goal: getting decent grades. How do you balance everything?