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The fiscal cliff is coming, the fiscal cliff is coming! Is the so called tax cliff the impending doom many think it is? See what the fiscal tax cliff is all about.

"For people that aren't at all aware of what College Pro Painters is, the basic idea is that students make money by running their own small painting business in the summer.  The theory is that they hire other students, make use of the CPP brand name, resources, and training, then go about making great profits over the course of a summer."

Creating a budget is fairly easy. You create a plan that allows you to live within your means, what's hard is actually sticking to the budget you create.

Creating a budget is fairly easy. You create a plan that allows you to live within your means, what's hard is actually sticking to the budget you create.

Creating a budget is fairly easy. You create a plan that allows you to live within your means, what's hard is actually sticking to the budget you create.

What is capital gains tax? Almost everyone is familiar with federal income taxes, but not everyone is as familiar with the capital gains tax.

Asset allocation is dividing assets to minimize asset class correlation and lower portfolio volatility. This is the first step in portfolio optimization.

Asset allocation is dividing assets to minimize asset class correlation and lower portfolio volatility. This is the first step in portfolio optimization.

The best investment strategy is one that allows an investor to take advantage of volatility by being more conservative when an asset price is high and more aggressive when as asset price is low.

"There's a lot of chatter out there about how important it is to own your own home. No matter who you are, where you are, or where you're going, the time to own is now. Maybe. Maybe not. If you're twenty-something, there are other priorities. One of them is career mobility."

The main concept behind DirectBuy is that they are an "insider's club" where members can purchase brand-name goods directly from manufacturers' warehouses and by doing so avoid the large retail markups that we see on most products. But is it worth it?

We see social security tax taken out of our paychecks but have you ever stopped to think - What is social security tax? See what social security tax is and how it affects you.

" One of our most popular articles on this blog is the one Young wrote concerning sites like Groupon and Living Social, as well as lesser-known sites that offer similar discounts.  The problem for me is that the whole coupon and discount thing is one area where I really struggle when it comes to personal finance. "

Now that tax season is over, it's time to get a jump on next year's taxes. One of the reasons that tax season is so stressful is that many people end up leaving their documents organized all year. 

The benefits of leveraging is that leveraging is the process of using borrowed money to make money. The risk comes into effect if you lose the money; you are losing money that you do not have.

The benefits of leveraging is that leveraging is the process of using borrowed money to make money. The risk comes into effect if you lose the money; you are losing money that you do not have.

Tax loss selling is simply a tax strategy to minimize capital gains from other sources. Tax loss selling is one of the very few reasons where you might find a reason to actually sell low.

This post will explain what correlation is, provide examples, examine problems and trends, and explain why it is so important to your portfolio management.

how we can be so arrogant as to think that we stand a good chance of beating the market over an extended time frame. "The market" is the average rise and/or fall of the market you are trading within and there is a reason why it is the numerical average!

Renter's insurance is an important coverage that most renters don't think they need or think they can't afford. See what renter's insurance is and why you need it.

Your credit report is important and because of that, a lot is written about it as well as talked about over dinner or as topics of water cooler conversations. Although some of the advice comes from well meaning people trying to help, ...

Your credit report is important and because of that, a lot is written about it as well as talked about over dinner or as topics of water cooler conversations. Although some of the advice comes from well meaning people trying to help, ...

One of the realities of marriage is that you have to make a lot of decisions together. And, interestingly, you can be happier in your marriage if you take the time to make financial decisions together. Since money is a major source of stress in ...

One of the realities of marriage is that you have to make a lot of decisions together. And, interestingly, you can be happier in your marriage if you take the time to make financial decisions together. Since money is a major source of stress in ...

One of the most irritating things about dental insurance is the premiums per year often come to more than simple check-ups and the most basic procedures provided every year. Many Americans are left wondering why they are wasting their time paying for this policy. The truth is it works the same way as health insurance. You're paying for peace of mind. In the short-term, you may not make any money at all. In the long-term, you're making a big profit because of the big ticket procedures.

The Federal Reserve is putting QE3 into play. But what is QE3? Good question. See what Quantitative Easing is and how QE3 could affect you.