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The Norton Group, Banking Experts - Experts in Bank Operations, - 0 views

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    Check fraud and forgery are two of the biggest security problems faced by banks. In fact, according to a recent Ernst & Young study reported by the National Check Fraud Center, over 500 million checks are forged annually, with losses totaling more than $12 billion, not counting those incurred by other types of document forgery. Check fraud law is governed by Articles 3 and 4 of the Uniform Commercial Code (UCC). As a result, check fraud law has moved toward reflecting contemporary banking practices. This memorandum generally addresses check fraud litigation resulting from: (i) alterations to the check, (ii) forgeries of the maker's signature on either the face of the check or the payee's endorsement on the back of the check, or (iii) counterfeit checks created by a dishonest third party. If there is a policy implicit in the UCC's rules for allocation of losses due to fraud, it surely is that the loss be placed on the party in the best position to prevent it. The revisions to the law will likely result in three significant changes to the causes of action available in check fraud litigation. First, they may provide a new cause of action for contribution based solely on shared culpability. Second, they may expand conversion as a cause of action in check fraud cases. Third, they allow a drawee bank to recover from upstream banks for encoding errors that may result in shifting liability in some counterfeit check cases. Check Fraud Law Before addressing the law, it is important to know the relationships between parties typically involved in check fraud litigations. A customer is a person with an account at a bank. A drawer or maker is a person writing a check and is typically a customer of the drawee bank. A drawee is a party, typically a bank, required to pay out money when a check or draft is presented. A payee is the party entitled, by the creation of the check by the drawer, to receive funds from the payor bank, usually the drawee. Presentment is the
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norton scientific research | Tumblr - a knol by Mike Hancock - 0 views

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    Invisible Man is a novel written by Ralph Ellison, and the only one that he published during his lifetime (his other novels were published posthumously). It won him the National Book Award in 1953. The novel addresses many of the social and intellectual issues facing African-Americans in the early twentieth century, including black nationalism, the relationship between black identity andMarxism, and the reformist racialpolicies of Booker T. Washington, as well as issues of individuality and personal identity. In 1998, the Modern Library ranked Invisible Man nineteenth on its list of the 100 best English-language novels of the 20th century.Time magazine included the novel in its TIME 100 Best English-language Novels from 1923 to 2005 Historical background In his introduction to the 30th Anniversary Edition of Invisible Man,[2] Ellison says that he started writingthe book in a barn inWaitsfield, Vermont in the summer of 1945 while on sick leave from the Merchant Marine and that the novel continued to preoccupy him in various parts of New York City. In an interview in The Paris Review 1955,[3] Ellison states that the book took five years to complete with one year off for what he termed an "ill-conceived short novel." Invisible Man was published as a whole in 1952; however,
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    Invisible Man is a novel written by Ralph Ellison, and the only one that he published during his lifetime (his other novels were published posthumously). It won him the National Book Award in 1953. The novel addresses many of the social and intellectual issues facing African-Americans in the early twentieth century, including black nationalism, the relationship between black identity andMarxism, and the reformist racialpolicies of Booker T. Washington, as well as issues of individuality and personal identity. In 1998, the Modern Library ranked Invisible Man nineteenth on its list of the 100 best English-language novels of the 20th century.Time magazine included the novel in its TIME 100 Best English-language Novels from 1923 to 2005 Historical background In his introduction to the 30th Anniversary Edition of Invisible Man,[2] Ellison says that he started writingthe book in a barn inWaitsfield, Vermont in the summer of 1945 while on sick leave from the Merchant Marine and that the novel continued to preoccupy him in various parts of New York City. In an interview in The Paris Review 1955,[3] Ellison states that the book took five years to complete with one year off for what he termed an "ill-conceived short novel." Invisible Man was published as a whole in 1952; however, copyright dates show the initial publication date as 1947, 1948, indicating that Ellison had published a section of the book prior to full publication. That section was the famous "Battle Royal" scene, which had been shown to Cyril Connolly, the editor of Horizonmagazine by Frank Taylor, one of Ellison's early supporters. Ellison states in his National Book Award acceptance speech that he considered the novel's chief significance to be its experimental attitude. Rejecting the idea of social protest-as Ellison would later put it-he did not want to write another protest novel, and also seeing the highly regarded styles of Naturalism and Realism too limiting to speak to the broader issue
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    Invisible Man is a novel written by Ralph Ellison, and the only one that he published during his lifetime (his other novels were published posthumously). It won him the National Book Award in 1953. The novel addresses many of the social and intellectual issues facing African-Americans in the early twentieth century, including black nationalism, the relationship between black identity andMarxism, and the reformist racialpolicies of Booker T. Washington, as well as issues of individuality and personal identity. In 1998, the Modern Library ranked Invisible Man nineteenth on its list of the 100 best English-language novels of the 20th century.Time magazine included the novel in its TIME 100 Best English-language Novels from 1923 to 2005 Historical background In his introduction to the 30th Anniversary Edition of Invisible Man,[2] Ellison says that he started writingthe book in a barn inWaitsfield, Vermont in the summer of 1945 while on sick leave from the Merchant Marine and that the novel continued to preoccupy him in various parts of New York City. In an interview in The Paris Review 1955,[3] Ellison states that the book took five years to complete with one year off for what he termed an "ill-conceived short novel." Invisible Man was published as a whole in 1952; however, copyright dates show the initial publication date as 1947, 1948, indicating that Ellison had published a section of the book prior to full publication. That section was the famous "Battle Royal" scene, which had been shown to Cyril Connolly, the editor of Horizonmagazine by Frank Taylor, one of Ellison's early supporters. Ellison states in his National Book Award acceptance speech that he considered the novel's chief significance to be its experimental attitude. Rejecting the idea of social protest-as Ellison would later put it-he did not want to write another protest novel, and also seeing the highly regarded styles of Naturalism and Realism too limiting to speak to the broader issue
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Norton Scientific Reviews: Scammers' Valentine Treat - 0 views

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    Norton Scientific Reviews: Scammers' Valentine Treat A global security company issued a scam warning against spam messages with catchy subject lines for Internet users this Valentine's season. Users must be extra careful in opening messages in their email accounts especially during the holidays as they can receive spam mails meant to get their attention and steal their personal data. One such scam warning issued by an antivirus company describes email messages that invites users to buy a gift for his/her loved one for Valentine's using an attached discount coupon from Groupon. Even though the proliferation of coupon services is not totally an illegal method, their popularity comes with the risk of being used in phishing attacks. Phishing can be done by sending a massive amount of email messages asking people to enter their details on a bogus website - one that looks very similar to the popular auction sites, social networking sites and online payment sites. They are designed to obtain personal details like passwords, credit card information, etc..... Norton Scientific Reviews: Symantec source code leaked by hackers A group of hackers who call themselves the Lords of Dharmaraja, (and is associated with Anonymous) have published the source code of Symantec, a digital security firm know for the Norton antivirus program and pcAnywhere, raising concerns that others could exploit the security holes and try to control the users computer. The release of the source code came after the 'extortion' attempt failed as Symantec did not comply with their numerous deadlines. Negotiations through email messages between a representative of the hacker group, YamaTough, and someone from Symantec were also released online. The exchange of messages are about Symantec's offer to pay USD 50,000 for the hackers to stop disclosing the source code and announce to the public that the whole Symantec hack was a fake, which made them a subject of mockery
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    A global security company issued a scam warning against spam messages with catchy subject lines for Internet users this Valentine's season. Users must be extra careful in opening messages in their email accounts especially during the holidays as they can receive spam mails meant to get their attention and steal their personal data. One such scam warning issued by an antivirus company describes email messages that invites users to buy a gift for his/her loved one for Valentine's using an attached discount coupon from Groupon. Even though the proliferation of coupon services is not totally an illegal method, their popularity comes with the risk of being used in phishing attacks. Phishing can be done by sending a massive amount of email messages asking people to enter their details on a bogus website - one that looks very similar to the popular auction sites, social networking sites and online payment sites. They are designed to obtain personal details like passwords, credit card information, etc.....
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norton scientific scam fraud warning reviews : Norton Scientific Reviews - 0 views

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    A global security company issued a scam warning against spam messages with catchy subject lines for Internet users this Valentine's season.   Users must be extra careful in opening messages in their email accounts especially during the holidays as they can receive spam mails meant to get their attention and steal their personal data.   One such scam warning issued by an antivirus company describes email messages that invites users to buy a gift for his/her loved one for Valentine's using an attached discount coupon from Groupon.   Even though the proliferation of coupon services is not totally an illegal method, their popularity comes with the risk of being used in phishing attacks.   Phishing can be done by sending a massive amount of email messages asking people to enter their details on a bogus website - one that looks very similar to the popular auction sites, social networking sites and online payment sites. They are designed to obtain personal details like passwords, credit card information, etc.   Through including links in email messages, scammers trick users into visiting malicious sites and online stores, obtaining personal data along the way. Most of the time, the website the link points to is not even connected to the email message but only shows the user promotional content. This is the scammer's illegal way of earning money called click fraud - they earn for every user they have redirected to a certain website.   There is also scam making the rounds in Germany involving gift coupons, distributed through Facebook, purporting to be from Amazon.   Spywares and malwares are malicious programs that install themselves on a computer unit to record a user's activity. Eventually, they will send the logs they have collected back to the scammer who plans on pilfering the data for online crimes.   Scammers are freely exploiting different online platforms like Orkut, Myspace, Google+ and Twitter to cast their net on millions of users.   Yet ano
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    Norton Scientific Reviews: Scammers' Valentine Treat A global security company issued a scam warning against spam messages with catchy subject lines for Internet users this Valentine's season.   Users must be extra careful in opening messages in their email accounts especially during the holidays as they can receive spam mails meant to get their attention and steal their personal data.   One such scam warning issued by an antivirus company describes email messages that invites users to buy a gift for his/her loved one for Valentine's using an attached discount coupon from Groupon.   Even though the proliferation of coupon services is not totally an illegal method, their popularity comes with the risk of being used in phishing attacks.   Phishing can be done by sending a massive amount of email messages asking people to enter their details on a bogus website - one that looks very similar to the popular auction sites, social networking sites and online payment sites. They are designed to obtain personal details like passwords, credit card information, etc.   Through including links in email messages, scammers trick users into visiting malicious sites and online stores, obtaining personal data along the way. Most of the time, the website the link points to is not even connected to the email message but only shows the user promotional content. This is the scammer's illegal way of earning money called click fraud - they earn for every user they have redirected to a certain website.
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Norton Scientific Reviews: Scammers' Valentine Treat l Gather - 0 views

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    A global security company issued a scam warning against spam messages with catchy subject lines for Internet users this Valentine's season. Users must be extra careful in opening messages in their email accounts especially during the holidays as they can receive spam mails meant to get their attention and steal their personal data. One such scam warning issued by an antivirus company describes email messages that invites users to buy a gift for his/her loved one for Valentine's using an attached discount coupon from Groupon. Even though the proliferation of coupon services is not totally an illegal method, their popularity comes with the risk of being used in phishing attacks. Phishing can be done by sending a massive amount of email messages asking people to enter their details on a bogus website - one that looks very similar to the popular auction sites, social networking sites and online payment sites. They are designed to obtain personal details like passwords, credit card information, etc.....
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Norton Scientific Reviews: Norton Scientific Reviews: Scammers' Valentine Treat - 0 views

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    A global security company issued a scam warning against spam messages with catchy subject lines for Internet users this Valentine's season. Users must be extra careful in opening messages in their email accounts especially during the holidays as they can receive spam mails meant to get their attention and steal their personal data. One such scam warning issued by an antivirus company describes email messages that invites users to buy a gift for his/her loved one for Valentine's using an attached discount coupon from Groupon. Even though the proliferation of coupon services is not totally an illegal method, their popularity comes with the risk of being used in phishing attacks. Phishing can be done by sending a massive amount of email messages asking people to enter their details on a bogus website - one that looks very similar to the popular auction sites, social networking sites and online payment sites. They are designed to obtain personal details like passwords, credit card information, etc. Through including links in email messages, scammers trick users into visiting malicious sites and online stores, obtaining personal data along the way. Most of the time, the website the link points to is not even connected to the email message but only shows the user promotional content. This is the scammer's illegal way of earning money called click fraud - they earn for every user they have redirected to a certain website. There is also scam making the rounds in Germany involving gift coupons, distributed through Facebook, purporting to be from Amazon. Spywares and malwares are malicious programs that install themselves on a computer unit to record a user's activity. Eventually, they will send the logs they have collected back to the scammer who plans on pilfering the data for online crimes. Scammers are freely exploiting different online platforms like Orkut, Myspace, Google+ and Twitter to cast their net on millions of users. Yet another malicious spa
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Norton Scientic: Norton Scientific: Invisible Man - 0 views

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    Invisible Man is a novel written by Ralph Ellison, and the only one that he published during his lifetime (his other novels were published posthumously). It won him the National Book Award in 1953. The novel addresses many of the social and intellectual issues facing African-Americans in the early twentieth century, including black nationalism, the relationship between black identity andMarxism, and the reformist racial policies of Booker T. Washington, as well as issues of individuality and personal identity. In 1998, the Modern Library ranked Invisible Man nineteenth on its list of the 100 best English-language novels of the 20th century.Time magazine included the novel in its TIME 100 Best English-language Novels from 1923 to 2005.[1] Historical background In his introduction to the 30th Anniversary Edition of Invisible Man,[2] Ellison says that he started writing the book in a barn in Waitsfield, Vermont in the summer of 1945 while on sick leave from the Merchant Marine and that the novel continued to preoccupy him in various parts of New York City. In an interview in The Paris Review 1955,[3] Ellison states that the book took five years to complete with one year off for what he termed an "ill-conceived short novel." Invisible Man was published as a whole in 1952; however, copyright dates show the initial publication date as 1947, 1948, indicating that Ellison had published a section of the book prior to full publication. That section was the famous "Battle Royal" scene, which had been shown to Cyril Connolly, the editor of Horizon magazine by Frank Taylor, one of Ellison's early supporters. Ellison states in his National Book Award acceptance speech that he considered the novel's chief significance to be its experimental attitude. Rejecting the idea of social protest-as Ellison would later put it-he did not want to write another protest novel, and also seeing the highly regarded styles of Naturalism and Realism too limiting to speak to the bro
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NORTON SCIENTIFIC SCAM - 0 views

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    Description - This is an advanced-level class that takes an in-depth examination of severe noncompliance, clinical data fabrication and falsification, scientific misconduct and fraud cases. The course focus is on developing skills for preventing fraud and misconduct and preparing clinical research professionals to better handle severe noncompliance. Class Agenda/Modules - Instructors Make a Difference Defining Clinical Research Fraud and Misconduct Evaluation of Case History R.E.S.E.A.R.C.H. TM Skills Program Advanced Auditing and Monitoring Skills for Prevention Case Development Typical Class Attendee - Sponsor Auditors Contract Research Organization Auditors Clinical Research Associates and Monitors Institutional Review Board Internal Audi...
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NORTON SCIENTIFIC SCAM l Gather - 0 views

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    Description - This is an advanced-level class that takes an in-depth examination of severe noncompliance, clinical data fabrication and falsification, scientific misconduct and fraud cases. The course focus is on developing skills for preventing fraud and misconduct and preparing clinical research professionals to better handle severe noncompliance. Class Agenda/Modules - Instructors Make a Difference Defining Clinical Research Fraud and Misconduct Evaluation of Case History R.E.S.E.A.R.C.H. TM Skills Program Advanced Auditing and Monitoring Skills for Prevention Case Development Typical Class Attendee - Sponsor Auditors Contract Research Organization Auditors Clinical Research Associates and Monitors Institutional Review Board Internal Audi...
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