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Once your account is created, you can link your bank account or credit/debit card so that you can easily send and receive money. To send money through the app, just enter in the amount and hit "send." The recipient will then get a notification letting them know that they've been sent money and they can choose whether or not to accept it (which they'll need to do in order for the funds to appear in their account). If they don't have a CashApp account yet ,they will need to create one before they can claim the funds .As soon as they accept the payment ,the funds will instantly be deposit into their account . And that's all there is to transferring money with the CashApp!