Now it is an appropriate period to prepare your personal finances for 2012. Following the major financial tips mentioned below will help you begin the new year on solid fiscal footing.
In fact, credit score has a strong impact on personal ability of staying out of debt and getting out of debt. Besides, the level of your credit score determines the interest rates you will be charged on the amount of money you borrow. Thus, if your credit score is bad, the interest will be higher, and if it's good, you will be able to repay your debt faster as it will cost less for you. Actually, it' really worthy to learn your credit score from major credit rating bureaus - Experian, TransUnion and Equifax - however, it's very important to know about the ways of its improvement.
Financial concerns have become a major source of financial stress. Let's take a look at this infographic that shows the financial challenges Americans are facing and how to overcome them.
The North Carolina House of Representatives voted for the bill aimed to increase consumer interest rates on small loans. Will the legislature pass the Senate?