There is a misconception prevalent in India that if you have a poor credit score, it becomes impossible for you to get a loan or line of credit. While it is true that getting a bank's nod to a loan
Despite having a steady income and making timely payments, certain people get the shock of their lives when their credit scores dips suddenly or when previously unknown facts are highlighted
Many people are still not familiar with the concept of credit scores and all that entails it. Most believe that once they get a poor credit score, they are stuck with for the rest of their lives.
Two close friends of almost equal, present financial standing applied for a home loan with the same bank. While one got an approval letter within a week, the other was still waiting for hers
Addressing an informal gathering of a few media persons and members of the public, Mr. Rajendra, Principal Consultant at Credit Clear, one of the leading management consulting services specialising in individual credit rating improvementimprovement, explained a few vital things about credit score and their reports in simple terms as a part of the initiative the organization has in making people understand these concepts better.
When a person talks about CIBIL and its credit score rating analysis, one usually talks from the perspective of an individual or a borrower. The people who wish to borrow money
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