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One of the major credit score bureaus, Experian, is accused for misleading consumers with false advertisement and information.

In fact, credit score has a strong impact on personal ability of staying out of debt and getting out of debt. Besides, the level of your credit score determines the interest rates you will be charged on the amount of money you borrow. Thus, if your credit score is bad, the interest will be higher, and if it's good, you will be able to repay your debt faster as it will cost less for you. Actually, it' really worthy to learn your credit score from major credit rating bureaus - Experian, TransUnion and Equifax - however, it's very important to know about the ways of its improvement.