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According to the latest research, the level of delinquencies for credit cards is declining as well as the rate of credit card debt. TransUnion credit bureau reports that more people started to repay their debts and more credit cards were issued.

According to the study made by Equifax, the credit reporting agency, US have a huge credit card debt that comprises $790 billion. There is a rating of top 10 cities of the US with the largest credit card debt

Credit cards are considered to be as popular today as cash. Moreover, some people basically refused using "paper money" as they think that it's not very convenient. However, almost the same number of people is occupied with the problem of reaching desired credit card debt relief as soon as possible. Of course, credit cards are really convenient and useful financial tool, besides, most of stores accept them.

For many people in India, credit score is still a vague concept and they know very little about it. Some people learn it the hard way - they apply for a loan or a credit card and their applications

Federal Trade Commission banned three debt relief companies from business for the false statements about their service that can help people get out of credit card debts and stop irritating calls and notices from debt collection agency. Besides, the defendants, Jonathan Greenberg, Financial Future Network LLC, Hermosa Group LLC, Media Innovations LLC, also get the fine of $500,000 for settling the changes.