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While we may never know what really happened inside the Romney campaign's Election Day collapse, the  Ohio attorney's story, taken with the accounts from Ekdahl and people close to the Romney campaign, paint a picture of a campaign in disarray.  It appears that in its singular focus on competing technologically with the Obama campaign, the Romney team neglected to adequately account for and organize the essential human element necessary to any grassroots undertaking. Thus when its technological efforts failed, the campaign was left without a Plan B, and its volunteers were forced to fly blind at the moment the campaign needed them most.  "I think sometimes people get enamored of technology and they take people out of the mixture because its easier," Republican strategist Dave Carney told Business Insider. "I think there'll be a lot of soul-searching and review of those processes and see what really makes a difference."

By some measures, nearly half of employed college graduates are in jobs that don't traditionally require a college degree.

companies needed hundreds of thousands of skilled workers to develop, build and install high-tech systems

ew technologies may eventually revive demand for advanced skills, he added, but an economic recovery alone won't be sufficient.

"The crimes of rape, torture, treason, kidnapping, murder, larceny, and perjury pivot on a moral code that escapes apodictic [indisputably true] proof by expert testimony or otherwise. But communities would plunge into anarchy if they could not act on moral assumptions less certain than that the sun will rise in the east and set in the west. Abolitionists may contend that the death penalty is inherently immoral because governments should never take human life, no matter what the provocation. But that is an article of faith, not of fact. The death penalty honors human dignity by treating the defendant as a free moral actor able to control his own destiny for good or for ill; it does not treat him as an animal with no moral sense."

The reality is we’re still in the doldrums, and the most recent data gives cause for serious worry. Almost all the forward movement in the economy is now coming from consumers —  whose spending is 70 percent of economic activity. But wages are still going nowhere, which means consumer spending will slow because consumers just don’t have the money to spend. 

The Fed is keeping interest rates artificially low, allowing consumers to get low home-equity loans and to borrow against the rising values of their homes. Needless to say, this trend, too, is unsustainable.

Over 90 percent of the value of the stock market — including 401(k)s and IRAs — is held by the wealthiest 10 percent of the population.

William West, 39, thought earning a B.A. in IT in 2009 would put him on a fast track to management. He wound up $70,000 in debt with no shot at a promotion.

At the height of the boom, USA Today published a poll in which 81 percent of young adults said getting rich was their top priority (and 51 percent gave the same priority to becoming famous). Americans now face a new personal finance reality.

the failure to own a home is generally not a source of stress in the same way that drowning in debt and the inability to retire are.

eft to themselves, people tend to sort themselves

out into communities of like-minded neighbors.

None of this should be surprising. Individuals and groups of all sorts have always differed from one another in many ways, throughout centuries of history and in countries around the world. L