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The digital landscape today faces more frequent cyber threats than ever, with ransomware attacks increasing by 105% in 2021. For financial protection in the event of a data breach, companies are increasingly investing in commercial cyber liability insurance. Read on to learn more about the benefits of insuring your small business against cyber incidents.

When you are in the market for insurance, you will either choose a captive agent or an independent agent. Captive agents work in an agency that offers policies from one carrier. An independent agent who works at an independent agency offers more options from a wider range of carriers. Both types of agents offer benefits in their own ways. There are several reasons why people choose to work with an independent agent over a captive agent.

Commercial truck safety is a major priority for businesses in the commercial trucking industry. There are risks involved with operating a commercial truck, which is why serious accidents occur occasionally. Luckily, many businesses are strengthening their safety programs to prevent major catastrophes from happening. With a few adjustments, you can help keep your drivers safe on the road and protect your investment. Here's a look at a few ways that you can enhance your commercial auto safety policy.

The transfer of consumer or personal goods in the shipping process can be by land, water, or air. If your business transports products by lands, such as with trucks or rail, you need inland marine insurance to protect the value of the items. Products can get broken or lost in the shipping process, but this coverage pays for damage or losses.

If you own a condo in New York, you are not required by state law to ensure it, but it's still a good idea. You probably will be required to carry condo insurance if you are financing the purchase through a bank loan. Here are essential points to know about condo insurance in NY.

Life insurance premiums differ from person to person. No two people have the same health condition, occupation, habits, and personal characteristics. Because of each person's unique circumstances, policies must be evaluated on an individual basis. Your insurance will ask you many questions that will give them insight into many different areas of your life. When they have a clear idea of your risk potential, they will be able to put together a policy that will help you accomplish all of your goals.