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priyankaghosh

Can P2P lending affect interest rates? - 0 views

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    Peer to peer (P2P) lending companies claim to provide loans at lower rates compared to banks. We ask the experts what impact this can have on the overall interest rate scenario in the country. Bhavin Patel, founder and CEO, LenDenClub The interest rate theory works on supply of money in the system and the risk associated with an investment. When the supply goes up, it brings in downward pressure on the banks to bring interest rates down. As it is now clear that RBI is regulating the P2P segment, many more lenders will be willing to be a part of P2P lending. This will bring in liquidity to P2P platforms, resulting in a reduction in the interest rate offered to borrowers. P2P loans are executed by arranging an electronic meeting of lenders and borrowers on the platform. If lenders have excess liquidity and start pushing higher amounts, they may ask for lesser yield. The impact could be a reduction of at least 1.5% over the next year on P2P platforms themselves. The other important aspect in determining interest rates is the risk associated with P2P loans. As these loans were not reported to any of the credit bureaus earlier, the chances of defaults were higher compared to similar retail loans. However, now, after the RBI regulations, the bureau reporting process will be started. This will make borrowers more concerned about timely payment of loans, bringing down the probability of default. This will reduce repayment risk, resulting in interest rates going down. Both of the above factors will act in favor of borrowers. However, it will take some time before we see the real impact of interest rate reduction.
aklegaladvisors

Clear your general queries about conveyance before visiting the best conveyancing lawye... - 0 views

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    The internet will provide you with mixed information and that may not be helpful for you to come to a conclusion or make a decision. In order to understand everything against your unique requirements, you should not make any delay in searching for the 'best advocate for land case near me'. The SERP will help you at the best level. But before selecting the best lawyer, you should check reviews, their websites, previous cases, and client satisfaction rate. After knowing about pleading and conveyance, it's evident that you will want to know about drafting. Actually, these law terms are quite similar and a lot of people get confused. But don't worry, when RD Lawyers & Associates Advocate Anulekha Maity (7003746750) is here you will get the right information and best legal guidance to make your legal journey easy and hassle-free. Here, you will meet experienced conveyancing lawyers in Kolkata who will guide you with the best procedure based on your case scenario and requirements. Legal drafting is a method of generating well-structured documents such as contracts, wills, petitions, memorandums, statutes, etc. Generally, these things take place between two parties when they want to come to a mutual agreement. This documentation procedure is known as legal drafting. But you know that conveyance is all about transferring the ownership of a specific property from one person to another person. The internet will provide you with mixed information and that may not be helpful for you to come to a conclusion or make a decision. In order to understand everything against your unique requirements, you should not make any delay in searching for the 'best advocate for land case near me'. The SERP will help you at the best level. But before selecting the best lawyer, you should check reviews, their websites, previous cases, and client satisfaction rate. If you skip these measures, your search for a ' conveyancing lawyer near me' won't bring much value to you.
Isha Kohli

Hotels in India - 0 views

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    Hotel India can be categorised in various forms like 5 star hotel, 5 star Delux hotels, Luxury Hotels, Group Hotels etc. It is easy to select and book most of the star rated hotels for a traveler.
Isha Kohli

Hotels in India - 0 views

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    Hotel India can be categorised in various forms like 5 star hotel, 5 star Delux hotels, Luxury Hotels, Group Hotels etc. It is easy to select and book most of the star rated hotels for a traveler. Hotels in India
priyankaghosh

How to get out of a debt trap? - 0 views

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    It is advisable to take a personal loan to clear all your credit card dues and consolidate the debt at one point. It simply means lesser monthly obligation in the form of EMIs and also more savings. These loans can be obtained from Banks, NBFC's and also through the new kid on block, Peer-To-Peer platforms. Peer to Peer lending platforms are a relatively new medium for obtaining short term loans online. These are generally hassle free processing points and it is not necessary that personal loans will be given only to the best of the customers, subprime customers are also given loans. However, the obvious clause which gets attached is higher rate of interest and more verifications. Leading Peer-To-Peer lending platforms in India like LenDenClub provide quick and hassle-free personal loans which are approved on the same day and disbursed within 3 days.
aklegaladvisors

Divorce Law & Divorce Lawyer in Kolkata | Advocate Shilpi Das & AK Legal Advisors | Adv... - 0 views

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    Need hassle free resolution of divorce near you? Not all relationships are meant for the rosy conclusion; some end in a rough patch too. For them, finding quality and experienced divorce lawyer is no less than winning a lottery. When the personal relationships are at stake, Advocate Shilpi Das & Ak Legal Advisors are here to lend you a helping hand. We are the best advocate in Kolkata helping people for ages. Our experienced and qualified team will keep no stone unturned to make the decision in favor of our clients. Why select our law firm? Since our inception, our motto is to become the one window legal service provider for all types of soliciting, advising and advocating purposes. This is a common platform in Kolkata for committed and dedicated legal professionals that have the right blend of experience and energy. We understand the psychological state of our customers and handle the case-sensitively. Our team focuses on the goal and executes all the necessary activities to get justice in legal ways. We make sure to get a fair judgment in our favor. We believe in our clients as well as our systems and try to extract the highest benefit on their behalf. How do we work? The team of Advocate Shilpi Das & Ak Legal Advisors is experts and skilled to draft complaints, deeds, petitions along with different types of contracts and agreements. We are highly competent to negotiate the reviews. It is quite relevant to say that we are among the top legal firm in Kolkata in terms of our success rate. We have a huge client base coming from different industries and social strata. We always pursue to establish a symbiotic relationship with our litigants. Area of services: Mutual divorce Divorce Family dispute or cruelty Child custody Maintenance Dowry incidents Domestic violence Court marriage
aklegaladvisors

Guardianship Law & Guardianship Lawyers in Kolkata | AK Legal Advisors | RD Lawyers & A... - 0 views

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    What is the guardians and Wards Act? In 1890, the Guardianship and Wards Act was enacted by parliament. The sole aim of this act is to protect the interest of the minors alongside securing/her property. If the child's age is below 18, he/she will be accepted as a minor. This Guardianship and Wards Act was approved with the aim of defining rights, obligations, and relations between the concerning adults and minors. Hindus are covered by this law. But other religions of India i.e. Muslims, Parsis, Christians, and Jews won't be covered by this act. This law was established in 1956 and was activated in 1980. After reading, all these questions and answers related to the child custody and the Guardianship Act, it's common that you will start searching for 'guardianship lawyers near me'. That's fine. You should do deep research before appointing any advocate to handle the custody matter. When it comes to choosing the best guardianship lawyers in Kolkata, Advocate Shilpi Das & Ak Legal Advisors (9874371127) / RD Lawyers & Associates Advocate Anulekha Maity (7003746750) / RD Lawyers & Associates Advocate Puja Roy (7595880945) should be the first destination for you. This firm is equipped with the best advocates with years of experience and expertise to handle complicated cases. They have a 100% client satisfaction rate. Schedule an appointment with them and clear all your doubts before you present your case to the court. The better you prepare the positive the final decision will be. So, don't waste your time, connect with the best lawyers and get justice for yourself.
aklegaladvisors

How to get a divorce fast? Know with the best divorce lawyers in Kolkata | AK Legal Adv... - 0 views

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    So, when it comes to filing the divorce petition as well as finding the divorce lawyers in Kolkata, you can contact 'Advocate Shilpi Das & AK Legal Advisors' or 'RD Lawyers & Associates Advocate Anulekha Maity' or 'RD Lawyers & Associates Advocate Puja Roy' today. This is one of the best law firms in West Bengal with the highest client satisfaction rate. You can check the testimonials to know how fast and smartly they work to solve their clients' problems. So, don't deal with an unhappy marriage, get a divorce as a life with full-in peace has been waiting for you!
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