Group items matching

in title, tags, annotations or url

A sub-prime mortgage is a bad credit mortgage, designed for people who have trouble getting a home mortgage because their loan request does not fit the conventional lender guidelines. Sub-prime mortgage loans offer more flexibility than their conventional mortgage loan cousins. With terms determined by Freddie Mac and Fannie Mae, conventional loans have strict guidelines on loan amounts, terms, and PMI requirements. With sub-prime mortgages, lenders can provide more choices with an increase in rates.

Have you ever asked yourself how much house can I afford? To determine your maximum mortgage amount, lenders use guidelines called debt-to-income ratios. This is simply the percentage of your monthly gross income (before taxes) that is used to pay your monthly debts. Because there are two calculations, there is a 'front' ratio and a 'back' ratio and they are generally written in the following format: 33/38.

ABCs about American Home Mortgage | Guideline for Buying or Refinancing a home mortgage

ABCs about Canada Home Mortgage | Guideline for Buying or Refinancing a home mortgage

Applying for a home equity loan or refinance home loan includes calculating a debt ratio to make sure it's within the underwriting guidelines, but for some folks, that can be a pain or a problem. A good credit history, a stable income and a good home equity balance are three determining factors whether or not you can qualify for home loan refinance. Read on and find out more information on these factors!

Back to Work borrowers must complete counseling between 30 days and six months prior to submitting a loan application. Housing and Urban Development provides recommended agencies on their website, www.hud.gov.

Back to Work borrowers must complete counseling between 30 days and six months prior to submitting a loan application. Housing and Urban Development provides recommended agencies on their website, www.hud.gov.

Home mortgage lenders released the FHA Back to Work program, allowing families to apply for a new home loan only 12 months after losing a home. The program came with some confusing language that may need some further explaining.

Home mortgage lenders released the FHA Back to Work program, allowing families to apply for a new home loan only 12 months after losing a home. The program came with some confusing language that may need some further explaining.

FHA Home Loans            FHA-Home-Loans.com  FHA loans from a FHA mortgage loanlender specialized in FHA loans - FHA Home Loans.comis not a Government Agency.

Texas veterans' home loans available today. Veterans are not required to make a down payment. Also, they can receive up to 103.15% off the sale price of the property as a loan.

Texas veterans' home loans available today. Veterans are not required to make a down payment. Also, they can receive up to 103.15% off the sale price of the property as a loan.