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Most of us have faced a situation where a test or a procedure was prescribed to us and we were told by our insurance that it is not not covered. Pick your insurance company and plan very carefully.

Health problems can disrupt your entire trip. Moreover, the current situation demands people, especially tourists and travelers, to be more cautious than ever. Choosing appropriate health insurance plan to cover the entire travel period is perhaps the wisest opinion in recent times.

Private health insurance arrived in the US as early as 1930. Blue Cross and Blue Shield plan made a way for private insurers to start working on their customized health insurance plans to meet the healthcare needs of a growing market across the country.